5 Daily Tricks That Will Change How You Clean Your Home

5 Daily Tricks That Will Change How You Clean Your Home

Clean home schedule and tips to always have a clean house. Get your cleaning checklists to create a clean house schedule, clean your house in one day, and how to deep clean your house. With free clean house printable checklists!

This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

We all want a clean home…all the time, right?

It seems impossible to do when you have a million other, more important, things on your to-do list every single day.

I mean, sometimes I barely have time to shower – let alone clean my entire house.

Well, the impossible just became possible when your break your cleaning down into smaller, more frequent tasks.

By doing a little cleaning here and there on more instances than you are used to, keeping your home looking and feeling clean will become simple and automatic!

I got into the routine of practicing these five simple ‘clean home’ tips and let me tell ya, my home is almost always looking as if we don’t have two small kids who leave rooms like a tornado rolled through.

Cheers to clean homes and happy parents!

We all want a clean home…all the time, right?

It seems impossible to do when you have a million other, more important, things on your to-do list every single day.

I mean, sometimes I barely have time to shower – let alone clean my entire house.

Well, the impossible just became possible when your break your cleaning down into smaller, more frequent tasks.

By doing a little cleaning here and there on more instances than you are used to, keeping your home looking and feeling clean will become simple and automatic!

I got into the routine of practicing these five simple ‘clean home’ tips and let me tell ya, my home is almost always looking as if we don’t have two small kids who leave rooms like a tornado rolled through.

Cheers to clean homes and happy parents!

Clean home schedule and tips to always have a clean house. Get your cleaning checklists to create a clean house schedule, clean your house in one day, and how to deep clean your house. With free clean house printable checklists!

This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

1. HAVE A HOME FOR EVERYTHING — AND LABEL IT.

Clean home schedule and tips to always have a clean house. Get your cleaning checklists to create a clean house schedule, clean your house in one day, and how to deep clean your house. With free clean house printable checklists!

Having a clean home really doesn’t take all that much time and/or effort.

The secret is to have bins and baskets strategically located around your house where you can easily throw everything that is currently cluttering your space.

So, take a day to hit up your local dollar store and go nuts buying baskets, bins, and containers – truly, you can never have too many.

Then, grab your label maker or attach cute chalkboard labels and label your bins!

After, go room to room and place these baskets, bins, and/or containers in places that aren’t all that visible, such as under your coffee table, end tables, in closets, and in drawers.

This way, when you quickly need to tidy up your space, you can easily throw all the toys in their toy bin, blankets in the blanket basket, and remotes/controllers in their tray – and voila, instant clean home!

This simple – and cheap – trick has made keeping my home clean and clutter free so much easier.

It’s also helped my four-year-old to lend a helping hand since he can easily recognize where his toys need to go.

SO simple, right?!

2. HAVE A DAILY “CLEAN HOME” ROUTINE — A SIMPLE ONE.

A quick and simple way to always have a clean home is to dedicate a small portion of time each day to cleaning.

Now, I don’t mean you need to wash the windows and walls.

Simply make sure clutter is back in their homes and dirty surfaces are wiped down.

Each day, I also like to make sure our beds are made (or at least the covers are thrown up in an attempt to have it looking made) and the dishes are done.

(And if you know anything about my family – our dishes are never done…hey, progress takes time.)

I like to do this quick ‘clean home’ cleaning routine at the end of each day after the kids are in bed and not making more messes.

It takes me about fifteen to thirty minutes to quickly move from room to room tidying up.  Sometimes I break out the vacuum, but not always.  Save that for your more in depth weekly cleaning routine!

3. LIVE MINIMALLY — AKA, GET RID OF UNECCESARY CLUTTER.

I never really thought of my family as living minimally until I really took the time to look around my home.

For the most part, we really try to only keep necessary items in our house as to not add to the clutter that a family of four brings with it.

That means if it isn’t serving a purpose any longer – it’s got to go.

About four times a year (once each season), go through each room in your house and ‘spring clean.’

You can do this with toys, electronics, movies, games, clothes, and the list goes on!

The fewer things you have cluttering up your space, the fewer things you have to worry about cleaning.

Let me tell you, for example, having fewer clothes has never made my life so much easier.

Picking out an outfit in the morning is 100x simpler when I don’t have to rummage through five billions pairs of jeans and tee shirts trying to find the perfect outfit.

The same goes for our kids’ wardrobes – making dressing themselves much easier!

This with also decrease the amount of laundry you need to do, and amen to that!

Think about trying a minimalist approach to life – you may be surprised at how much you enjoy it!

4. ENCOURAGE YOUR KIDDOS TO HELP OUT — WHILE TEACHING THEM RESPONSIBILITY.

Have a clean home, take some stress off of yourself, and teach your kids responsibility by creating chore charts so they can help out around the house!

We just made our four-year-old his first chore chart – I know, a long time coming – and it has helped us immensely!

Not only is he able to feel more independent and learn how to do things on his own, but he takes certain tasks off of our plates so we can free up time for other things.

Included in his chore chart is things such as getting himself dressed in the morning, making his bed, cleaning up his toys, etc.

We also got a little creative with his chore chart and added in eating his fruits and veggies each day, since this is a chore all in itself.

As a reward, he earns five minutes of screen time for each accomplished chore each day.

There are tons of chore charts floating around Pinterest that cater to different ages that you can easily print and hang on your fridge!

Or, like we did, I simply wrote up the chart on a blank sheet of paper, inserted it into a plastic binder sleeve and can now use dry erase markers on it each week!

It hangs on our fridge, and let me tell you, being able to check off his chores with the ‘magic’ marker is motivation enough for our little guy to do his chores!

5. DON’T FORGET TO SEASONALLY CLEAN — NOT JUST IN THE SPRING.

Along with cleaning out your clutter each season, you should also be deep cleaning your home each season.

I find that roughly four times a year is plenty to keep most things looking clean with little upkeep throughout the weeks.

Take this time to dedicate a little extra love to each room in your home.

Think about making a checklist for each room (or find one on Pinterest)!

Seasonally cleaning will include bigger jobs like washing the windows and walls, moving around furniture in order to clean beneath, washing couch cushions and pillows, and of course getting rid of things you no longer use and/or need.

Season cleaning are a few of my favorite days of the year – when you get to open the windows and prepare for a new and exciting time in the year 🙂

And, only having to do these things four times a year is a total score!

What do you do to keep your home always looking fresh and clean??  Do you have any favorite checklists or products you use!?

HAPPY CLEANING,

— MICHELLE

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25 Free Resources You’ll Need To Create Your Perfect Planner

25 Free Resources You’ll Need To Create Your Perfect Planner

PLANNER PRINTABLES | free planner printables | free printables | how to plan | how to use a planner | planners | best planners
This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

Feeling prepared to take on the day is a big step in being productive.

If you don’t have a plan, procrastination sets in and before you know it, three hours have passed and you’ve accomplished nada.

This used to be an issue of mine until I started using a planner.

Spending time planning out my days and recording action steps to accomplish my to-dos, projects, and appointments, made my life 100x easier.

And the best part?

You don’t have to shell out a ton of money to make planning in your life a reality!

Feeling prepared to take on the day is a big step in being productive.

If you don’t have a plan, procrastination sets in and before you know it, three hours have passed and you’ve accomplished nada.

This used to be an issue of mine until I started using a planner.

Spending time planning out my days and recording action steps to accomplish my to-dos, projects, and appointments, made my life 100x easier.

And the best part?

You don’t have to shell out a ton of money to make planning in your life a reality!

PLANNER PRINTABLES | free planner printables | free printables | how to plan | how to use a planner | planners | best planners
This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

Finding great planner printables is super easy and quick now that we have Pinterest.

And nine times out of ten, the content is FREE.

Yup, free.

Sometimes you might have to dish over your email for access to a blog’s free printable content, but WORTH IT.

That way you have lifetime access to their resource library and will always be the first to discover their new content!

I’ve compiled a list of all the best (25 to be exact) FREE printables out there that will help you create the Yearly Planner of your dreams!

1: MONTHLY SPREAD
PLANNER PRINTABLES | free planner printables | free printables | how to plan | how to use a planner | planners | best planners

We all need a monthly calendar to kick off our planners!

Whether you like a vertical or horizontal spread, plain jane or super fancy, dated or undated – I’ve got you covered 😉

I love using my monthly calendar’s to display my big picture goals and to-dos for the month, but you can read more on that here.

Simply print, 3-hole punch and insert into your Perfect Yearly Planner binder!

Here’s the roundup:

 

2: WEEKLY SPREAD

In addition to a monthly spread, a weekly spread is super helpful for planning!

Weekly spreads are great for brain dumping all the things you need to do for the upcoming week such as to-do lists, projects, appointments, etc.  Read more about that here!

Here are the 5 best weekly spreads out there:

 

3: DAILY SPREAD
PLANNER PRINTABLES | free planner printables | free printables | how to plan | how to use a planner | planners | best planners

Daily spreads are my favorite type of planning printable!

There’s nothing like organizing all your thoughts and to-do’s in the morning to have a super productive day.

You’re more likely to follow through with something if you write it down and schedule it in…so write it down 😉

Here are the goods:

4: EXTRAS

A planner is never complete without a few extra pages to help you stay organized in all aspects of life!

Store these in the back of your binder in a miscellaneous section, create new tabbed dividers for each printable, or print out multiple and store at the end of each month!

Here are my favorite planning printables to stay organized and prepared all year long:

 

There you have it!

25 awesome and totally FREE printables to make creating your 2017 Planner a breeze!

What are you favorite yearly planning printables?  Link them down below!  Sharing is caring 😉

HAPPY PLANNING,

— MICHELLE

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How To Use Your Planner The Right Way To Be More Productive

How To Use Your Planner The Right Way To Be More Productive

HOW TO USE YOUR PLANNER | planner productivity | best how to be productive | how to increase productivity | best planners
This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

Do you find yourself always buying a planner, telling yourself that you’re going to finally get organized and on track?

You get home, excitedly break out your new planner and fancy pens and begin scribbling away, planning how you’re going to be a whole new you.

And then a week goes by and you don’t even know where the planner went.

Ya, guilty!

That was until I found the planner of my dreams and learned how to actually use planners effectively.

I’ve found that these five planner tips have changed the way I plan and changed how successful I am at following through with my planning.

And I am here to pass them along…you’re welcome 😉

Do you find yourself always buying a planner, telling yourself that you’re going to finally get organized and on track?

You get home, excitedly break out your new planner and fancy pens and begin scribbling away, planning how you’re going to be a whole new you.

And then a week goes by and you don’t even know where the planner went.

Ya, guilty!

That was until I found the planner of my dreams and learned how to actually use planners effectively.

I’ve found that these five planner tips have changed the way I plan and changed how successful I am at following through with my planning.

And I am here to pass them along…you’re welcome 😉

HOW TO USE YOUR PLANNER | planner productivity | best how to be productive | how to increase productivity | best planners
This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

You must be thinking, “how does she not know how to use a planner!”

Well, of course I’m capable of writing down goals, appointments, to-do lists, etc.

The problem was that I didn’t know how to record this information in the most efficient way possible in order to increase productivity.

It’s fine and dandy to write down “write five blog posts this week!” in the notes section of your planner.

But what are the action-packed steps you’re going to take to actually accomplish that goal?

That’s where these handy tips come in.

Since I started using my planner this way, I have been more productive than ever before.

Consider these 5 helpful tips to stick to using your planner and actually accomplishing all those goals you’re so excited about!

1. FIND YOUR PERFECT PLANNER
HOW TO USE YOUR PLANNER | planner productivity | best how to be productive | how to increase productivity | best planners

I strongly believe that you won’t be able to effectively use your planner until you find a planner that you actually enjoy using.

I’m not talking about a planner that’s cute and visually appealing – although also super important.

I’m talking about a planner that actually has all the necessary components of your perfect planner.

If you enjoy exercising, how’re you going to be the most productive if you don’t have a spot in your planner for planning your fitness goals and action steps each week?

If you don’t have a planner that is right for your specific life needs, I find it hard to be super successful in following through with effectively using a planner.

It took me far too long to find a planner that I love and enjoy. Don’t let it take you that long!

My all-time favorite planner is from Plum Paper and mmmm is it perfect!

This planner is 100% customizable so you can easily create a planner that works best for you.

Need a spot to plan out your blog posts, goals, and stats?  The plum planner has got you covered!

Enjoy having a monthly, weekly, and daily spread to schedule out your days?  Customize each month to be exactly how you love!

My Plum Paper Planner is perfect for me because I designed it, and you can too!

I could go on for hours about why I love this planner, but you can read more on that in this post 😉

2. SCHEDULE IN PLANNER TIME

You can’t plan for things if you don’t have a time dedicated to planning, right?!

I know, SO MUCH PLANNING.

I love it 😉

Whether it is once a month, week, or day, find the time to sit down with your planner and fill in your goals nd action steps for the month/week/day.

This way, all you’ll have to do is simply glance at your planner in the morning each day and you’ll know your schedule for work, appointments, etc., and what things you need to accomplish throughout the day.

I like to cozy up with my planner once a week, usually on Sundays to plan out my upcoming week.

My favorite planners are the ones with a daily spread with time slots so I can pencil out my entire day.

I find that I am more efficient at getting things done if there is a planned time in my day devoted to certain tasks/to-dos.

When is your favorite time to bond with your planner?

3. UTILIZE YOUR MONTHLY CALENDAR FOR BIG PICTURE STUFF
HOW TO USE YOUR PLANNER | planner productivity | best how to be productive | how to increase productivity | best planners

I used to squeeze soooo much information into my monthly spreads in my planners.

Mainly because I used to buy planners that only had monthly spreads.

But also because I wasn’t using my planner effectively.

Using your monthly spread for big picture things like broad monthly goals, bill due dates, appointment times, etc., makes it easier to get an overall feel for what your month looks like at a glance but doensn;t overwhelm you with tons and tons of random information.

You’ll get an idea of the important stuff but won’t have to overload your brain with the small stuff.

This way, when I glance at my planner in the morning, the monthly view will tell me what bills are due, if any, if I have any appointments or activities, and an overview of your goals to remind yourself to stay on track.

Want to utilize a monthly planner spread but don’t want to dish out the cash for a planner?

Grab this awesome and FREE monthly calendar printable from Jessica Keala!

4. UTILIZE YOUR WEEKLY AND/OR DAILY SPREAD FOR THE SMALL STUFF
HOW TO USE YOUR PLANNER | planner productivity | best how to be productive | how to increase productivity | best planners

Your weekly and/or daily spread(s) is where you can really get down to business.

This where I and I recommend you plan out your action steps to achieve the goals you wrote down at the beginning of the month.

I tend to focus on three big-picture goals each month: one personal, one health-related, and one career-related.

Then, in the weekly and/or daily spread, I write down the steps I am going to take each week/day to work towards actually accomplishing my goals or what I’ll do to work towards really making new habits stick.

Like I mentioned before, I like to devote one day a week, usually Sundays,  to filling in my weekly/daily spreads so I don’t have to think much about my days throughout the week.

I just wake up in the morning, glance at my planner while I’m eating breakfast and can clearly see an outline of what needs to happen that day.

For instance, if one of my big picture goals written in the monthly view was to write five blog posts this month, my daily spread would include things such as, “draft first post, edit post, create graphics for post, etc.”

I can even write down the specific time during each day when I estimate I’ll be able to accomplish those things.

Doing this has really, really, really helped with my productivity for all things in life.

5. HOW TO UTILIZE ALL THAT BLANK SPACE
HOW TO USE YOUR PLANNER | planner productivity | best how to be productive | how to increase productivity | best planners

Is it just me or do planners have way too many “notes” pages than you know what to do with each month?

I never utilized these pages, always leaving them blank, until I bought my Plum Paper Planner.

My Plum Paper Planner has an add-on section labeled ‘home’ with tons of space to record important dates, quotes, pictures, and milestones.

When I saw this it was like a light bulb went off!  I could have been using my note pages each month in my other planners to record these same things!

I love that I am able to jot down cute things my kids say that I want to remember, save the date for all of their milestones, and add pictures to relive the moments.

The notes sections are also great for recording my thoughts and reflections on certain days.

Doing this made my planner so much more personal to me, as now it is kind of an all-encompassing planner and journal.

Which is why I 100% recommend keeping all of your planners.  At least I know I’m gonna!

What a better way to look back on your year than your planner/journal?!

How do you use your planner to be the most productive at accomplishing your goals?

HAPPY PLANNING,

— MICHELLE

psssst.  don’t forget to share this awesomeness with your friends!
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18 Kick Ass Resources You Need To Rock Your Finances

18 Kick Ass Resources You Need To Rock Your Finances

budget resources | how to budget | budgeting tips | budget tips | budgeting for beginners

This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

Do you find it difficult to stick to your budget system?  

Or don’t have a budget system at all?

Is saving money difficult?

Or near impossible after paying your bills and other necessities?

Well, fear no more – because I’ve come to equip you will all the necessary goodies you’d need to rock your budget.

I’ve gathered up some of the best resources the internet has to offer to help you create your perfect budget system, stick to your budget, and help you save more money than ever before!

I’ve broken the links down into sections so you can easily navigate to the type of resource you’re looking for 🙂

Do you find it difficult to stick to your budget system?  

Or don’t have a budget system at all?

Is saving money difficult?

Or near impossible after paying your bills and other necessities?

Well, fear no more – because I’ve come to equip you will all the necessary goodies you’d need to rock your budget.

I’ve gathered up some of the best resources the internet has to offer to help you create your perfect budget system, stick to your budget, and help you save more money than ever before!

I’ve broken the links down into sections so you can easily navigate to the type of resource you’re looking for 🙂

budget resources | how to budget | budgeting tips | budget tips | budgeting for beginners

This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

If you’re looking to get your finances in order, you’ve come to the right place!

I’ve organized the best resources about budgeting and broken them down into 5 main sections:

 

  1. Budget Systems
  2. Budget Tracking
  3. Savings
  4. Debt
  5. Money Saving Tips & Tricks

1 – BUDGET SYSTEMS:

With so many budgeting systems floating around on Pinterest and Google, how can you possibly find the one that works best for you?!

(In my case I finally created my own budget system, ha)

But if you’re not tryna make your own budget from scratch, check out the four budgeting systems that I feel work the best for the most people.

Experiment with different systems until you find your perfect match – it could be one of the ones below or a combination of more than one – the possibilities are endless!

TOP 4 BUDGET SYSTEMS:

1 – The Budget Automation System by Who Says What – Want to set up your finances so you literally don’t even have to think about paying your bills or saving your extra cash?  Try out the budget automation system to set up automatic deposits into your accounts with the exact amount of money you need for bills, miscellaneous spending, and savings!

2 – The Basic Budget for Beginners provided by Pretty Providence – great for first-time budgeters and college students!

3 – The Zero-Sum Budget, explained by Hope And Cents – This is a popular budgeting system that works for so many people!  Similar to our budget automation system, The Zero-Sum Budget works by allocating all of your income each month to specific categories, such as bills and savings until you’re out of money.

4 – The Cash Envelope Budget System By The Budget Mom – This budget system is great if you find it difficult to spend your money on the right things since the cash in each labeled envelope is the only money you have for that expense.  Find yourself spending too much than allocated to groceries?  Or spending your bill money on personal items?  Try out the Cash Envelope System to eliminate overspending and get back on track with your finances!

2 – BUDGET TRACKING:

budget resources | how to budget | budgeting tips | budget tips | budgeting for beginners

Now that we have effectively found and implemented the budget system that works for us, we need a place to track our budget, right?!

A sheet of paper would do just fine, but if you like to be a teeny bit more organized, I’ve found some great *free* resources for ya!

5 – The 2017 Budget Boss Binder by Who Says What – This binder is great to organize your budget system while also allowing you to track your monthly income and expenses.  Stay organized and on track with your budget by using our free printable budget binder!

6 – Bill Payment Tracker Printable by Clean And Scentsible – If you’re looking for a simple solution to managing your budget, check out this awesome bill payment tracker to make sure you always have enough money to pay your bills on time!

7 – Budget Tracking For Your Business by Printable Crush – Printable Crush has so many amazing and free printables on their website, and their business budget tracking printables do not disappoint!  If you’re in the business of running your own business, these business budget printables are great!

3 – SAVINGS:

Alright, so our budget system is implemented and we’re successfully tracking our budget each month!

Yay us!

Now it’s time to start saving more money than before, using some handy tips and tricks from the awesome bloggers below!

8 – Try the 12 Month Emergency Fund Savings Challenge by The Extra Income Project – its always a good idea to have an emergency fund, just in case!  You never know when you could encounter an unexpected expense!  Try saving enough for your emergency fund with a fun challenge like this one!

9 – These 97 Money Saving Tricks by Growing Slower will add so much extra cash to your savings account!

10 – Try Turning Your Receipts Into Cash to add to your savings accounts with this helpful post from What The Girls Say!

4 – DEBT: 

Ugh, debt!

If you have debt, I’m willing to bet that you’re trying to get out of it, right?

Make getting out of debt easier than ever before with the help of these awesome posts below!

11 – Learn How to Negotiate Delinquent Debt with Lauren Greutman 

12 – Get Your Free Printable Debt Snowball Printable from A Cultivated Nest – The post makes it so easy to understand what a debt snowball plan is and how to use the printable to accomplish your debt payoff goals!

13 – Check out 9 Ways to Pay Off Debt Fast with Frugal Rules! – These are some awesome tips that most anybody can implement.  Save money by doing such things as getting rid of a bill or eating out less frequently!  Check out the entire list over on Frugal Rules!

14 – Living on one income?  Learn how to still pay off debt with Pennies Into Pearls’ Post: How to Live on One Income and Still Pay off Debt!

5: MONEY SAVING TIPS & TRICKS –

Need some more tips and tricks to start saving more money?

Check out some awesome tips below b to cut costs in places you probably didn’t even know existed!

15 – Learn How to Plean Your Meals Like A Pro in order to save money at the grocery store with Smart Mom Smart Ideas!  – She even includes an awesome and free meal planning planner!

16 – Save money with these 200 Cheap Meal Ideas by Prudent Penny Pincher – Cheap and delicious!

17 – 113 Clothing Hacks to Save Money by Best of Budgets – Save money on clothing so you can spend that money elsewhere!  Or save it!

 18 – Learn How To Save Money At Starbucks by Best of Budgets! – You can continue to enjoy your Starbucks, now, without the guilt!

Alright, there you have it!

The 18 best resources on the web to organize your budget!

Implement your budget system, track it, get out of debt, and save more money!

Yay!

What are your favorite resources for all your budgeting needs?!

HAPPY BUDGETING,

— MICHELLE

GRAB YOUR BUDGET BOSS BINDER

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How To Budget So You Can Save Time And Money

earning how to budget your income is super crucial if you want to be financially successful. But, like most people, I hate budgeting. Yup, I said it.   It’s the worst, so people tend to avoid it. Did you know that TWO-THIRDS of Americans DO NOT...

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How To Use A Budget Binder To Save A Ton Of Money

How To Use A Budget Binder To Save A Ton Of Money

HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners

This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

Do you find budgeting stressful, time-consuming, and just plain old no fun?

Me too.

That is until I started using a budget binder to organize my finances!

The ones I had been using, though, just weren’t getting the job done — so I created my own, in conjunction with my budget automation system.

This system changed the way I budget my families income and expenses and has made my life 100x less stressful.

This system is fool-proof, so you basically never have to think about your budget…and what is better than that?

The budget automation system does come with some necessary printables, though, and that is where the budget boss binder comes in to organize all your financial planning!

Do you find budgeting stressful, time-consuming, and just plain old no fun?

Me too.

That is until I started using a budget binder to organize my finances!

The ones I had been using, though, just weren’t getting the job done — so I created my own, in conjunction with my budget automation system.

This system changed the way I budget my families income and expenses and has made my life 100x less stressful.

This system is fool-proof, so you basically never have to think about your budget…and what is better than that?

The budget automation system does come with some necessary printables, though, and that is where the budget boss binder comes in to organize all your financial planning!

HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners

This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

Do you need some help organizing all your budgeting information?

The budget boss binder makes it so easy to organize all of your budget bossing necessities!

It is essential to your financial success to track your finances.

Why?

So you don’t overspend or waste your money on unnecessary things.  If you aren’t tracking your flow of income and expenses, then you aren’t being strategic or responsible with your money.

Also, you’ll always know how much money should be in your accounts, making catching funny business in your accounts easy.

I like to keep my financial planning separate from my regular day-to-day planner, hence the budget binder!  That way my brain doesn’t have to try to think about my budget planning, my life planning, and my blog planning all at once!

I’ll walk you through exactly how my budget boss binder is set up so you can effectively begin taking control of your finances, too!

Continue on for an afternoon of stress-free budgeting!

WHAT YOU’LL NEED:

First things first, you’ll need to download your free Budget Boss Binder.  You can grab your instant download by filling out the form below!

Next, you’ll need some supplies to set up your budget binder!

  1. A binder
  2. Monthly tabbed dividers (with pockets for bills and looseleaf paper)
  3. Budget Printables
  4. Three whole punch

*Optional*

FIRST PART OF BINDER: BUDGET SYSTEM PRINTABLES

HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners
HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners

Once you have all of your supplies, it’s time to set up the first part of your budget binder – your actual budget system.

Before you insert your monthly tabbed dividers, you’ll want to insert the printables that you use to organize your actual budget so the first thing you see when you open your binder is an overview of your budget.

If you’re in need of a new budgeting system, try automating your finances with our super simple Automated Budget System.

Our Automated Budget System is a way for you to automate your finances so you don’t have to think about paying your bills…ever.  Once you have implemented this system, you will always have enough money in your fixed expenses account to cover your bills (aka fixed expenses).  

Better yet, this system will not only help you to pay your bills on time and without stress, but it will also make it easier to save money and pay down debt.

To learn how to use our budget system printables, head on over to this post to try it out!

If you have a budget system that you love and enjoy, simply replace your printables with ours in this section of your budget binder 🙂

Having a place in your budget binder to store your financial planning is great to keep yourself accountable and on track with your budget.

It’s easier to follow your budget when you’re able to visually see it each month.

So, what should your Budget Binder look like so far?

1. Binder Cover

2. Income & Expense Printable, three-hole-punched or in sleeve protector OR your budget system printables

3. Bank Account Printable, three-hole-punched or in sleeve protector OR your budget system printables

MIDDLE SECTION OF BINDER: MONTHLY BUDGET SECTIONS

HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners
HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners
HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners

Next in the binder will be our exclusive budget boss binder printables, used to track your budget from month to month and create and accomplish your savings goals!

Here is where you’ll want to start inserting your tabbed binder dividers for each month, inserting one of each of the following printables for each month.  You could also use labeled sticky note tabs on your calendar printable to accomplish a similar effect.

If you have more monthly printables that you love to use, insert them here!

For further explanation, I’ll be going over each of the monthly printables and how to use them properly to ensure happy finances each month!

1 – MONTH AT A GLANCE PRINTABLE

HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners

The first printable I like to insert behind my monthly dividers is the monthly budget calendar printable.

This printable is great to get an overview of bill payment due dates and any surprise expenses for each month.

And, bonus! This printable is undated so you can easily use it for any month and year by just filling in the number slots yourself.

You can also use this printable to record your starting balance for your fixed expenses account along with expenses for the month to get a final balance at the end of the month.

That way, you always know that your account does indeed have the right amount of money for your bill payments.

This also makes it super easy to quickly recognize suspicious activity on your account.

Ah, doesn’t it feel good to see your budget system working so well?

2 – MONTHLY LEDGER PRINTABLE

HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners

Next in your budget binder is my fav printable for budgeting!

Even though we’ve set up our finances to automate themselves with The Automated Budget System, I still really like to track my expenses and the balances in my accounts.

And if you have your own budget system that you use, I bet you need a way to track your income and expenses each month, too, eh?

Start by recording the starting balance in your fixed expenses account at the beginning of the month.

Then, in the ‘adjustment’ section, write the name of the expense, such as, “rent.”

Next, in the ‘date’ section, well, you got it, write the date. 😉

In the ‘amount’ section, record the monetary amount of your expense ($100.00)

And finally, record your new balance in the ‘balance’ section — where you’ll always be able to refer to for the exact amount of money in your account at any given date!

SO EASY!

Having this printable in your budget binder will make tracking your expenses each month super simple and will also make it easier to catch accounting mistakes or suspicious charges!

The best thing about this printable is that you can use it for all of your accounts if you want to.

Want to track your spending on variable expenses, such as shopping and take-out?  Do so with multiple labeled copies of this printable in your binder!

3 – SAVINGS TRACKER

HOW TO USE A BUDGET BINDER | budgeting | budgeting tips | how to budget | budgeting for beginners

Next in your binder (in each monthly section) is our savings goals and tracking printable!

We all have something we’re trying to save for, right?

Maybe a house, a car, or a vacation?

This printable will help you easily save for the things you want!

Simply set your goal and then automate a fixed amount to go into your savings account each week – even if you can only afford $50 per paycheck.

This way, your spare money will easily accumulate without effort in an account you cannot (or shouldn’t) touch instead of floating around in the same account with all your other money.

Each month, check off the box after you’ve accomplished your savings goals 🙂

BACK OF BUDGET BINDER: MISC. INFORMATION

After my monthly tabbed sections, I like to store miscellaneous financial information in my budget binder.

This is where I insert bank account information, credit card information, and bills I like to keep on file.

I simply stick all similar documents in a sheet protector and then stick a labeled sticky tab onto the sheet protector to easily navigate the information.

You could also use folders for this.

And there you have it!  Your completed budget boss binder!

What are your favorite budgeting printables?  Link to them in the comments so we can make our budget binder even better 🙂

HAPPY BUDGETING,

MICHELLE

DON’T FORGET YOUR BUDGET BOSS BINDER!

psssst.  don’t forget to share this awesomeness with your friends!  they deserve to be financially successful!

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