18 Kick Ass Resources You Need To Rock Your Finances

Mar 17, 2017 | Budgeting | 0 comments

budget resources | how to budget | budgeting tips | budget tips | budgeting for beginners

This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

Do you find it difficult to stick to your budget system?  

Or don’t have a budget system at all?

Is saving money difficult?

Or near impossible after paying your bills and other necessities?

Well, fear no more – because I’ve come to equip you will all the necessary goodies you’d need to rock your budget.

I’ve gathered up some of the best resources the internet has to offer to help you create your perfect budget system, stick to your budget, and help you save more money than ever before!

I’ve broken the links down into sections so you can easily navigate to the type of resource you’re looking for 🙂

Do you find it difficult to stick to your budget system?  

Or don’t have a budget system at all?

Is saving money difficult?

Or near impossible after paying your bills and other necessities?

Well, fear no more – because I’ve come to equip you will all the necessary goodies you’d need to rock your budget.

I’ve gathered up some of the best resources the internet has to offer to help you create your perfect budget system, stick to your budget, and help you save more money than ever before!

I’ve broken the links down into sections so you can easily navigate to the type of resource you’re looking for 🙂

budget resources | how to budget | budgeting tips | budget tips | budgeting for beginners

This post contains affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

If you’re looking to get your finances in order, you’ve come to the right place!

I’ve organized the best resources about budgeting and broken them down into 5 main sections:

 

  1. Budget Systems
  2. Budget Tracking
  3. Savings
  4. Debt
  5. Money Saving Tips & Tricks

1 – BUDGET SYSTEMS:

With so many budgeting systems floating around on Pinterest and Google, how can you possibly find the one that works best for you?!

(In my case I finally created my own budget system, ha)

But if you’re not tryna make your own budget from scratch, check out the four budgeting systems that I feel work the best for the most people.

Experiment with different systems until you find your perfect match – it could be one of the ones below or a combination of more than one – the possibilities are endless!

TOP 4 BUDGET SYSTEMS:

1 – The Budget Automation System by Who Says What – Want to set up your finances so you literally don’t even have to think about paying your bills or saving your extra cash?  Try out the budget automation system to set up automatic deposits into your accounts with the exact amount of money you need for bills, miscellaneous spending, and savings!

2 – The Basic Budget for Beginners provided by Pretty Providence – great for first-time budgeters and college students!

3 – The Zero-Sum Budget, explained by Hope And Cents – This is a popular budgeting system that works for so many people!  Similar to our budget automation system, The Zero-Sum Budget works by allocating all of your income each month to specific categories, such as bills and savings until you’re out of money.

4 – The Cash Envelope Budget System By The Budget Mom – This budget system is great if you find it difficult to spend your money on the right things since the cash in each labeled envelope is the only money you have for that expense.  Find yourself spending too much than allocated to groceries?  Or spending your bill money on personal items?  Try out the Cash Envelope System to eliminate overspending and get back on track with your finances!

2 – BUDGET TRACKING:

budget resources | how to budget | budgeting tips | budget tips | budgeting for beginners

Now that we have effectively found and implemented the budget system that works for us, we need a place to track our budget, right?!

A sheet of paper would do just fine, but if you like to be a teeny bit more organized, I’ve found some great *free* resources for ya!

5 – The 2017 Budget Boss Binder by Who Says What – This binder is great to organize your budget system while also allowing you to track your monthly income and expenses.  Stay organized and on track with your budget by using our free printable budget binder!

6 – Bill Payment Tracker Printable by Clean And Scentsible – If you’re looking for a simple solution to managing your budget, check out this awesome bill payment tracker to make sure you always have enough money to pay your bills on time!

7 – Budget Tracking For Your Business by Printable Crush – Printable Crush has so many amazing and free printables on their website, and their business budget tracking printables do not disappoint!  If you’re in the business of running your own business, these business budget printables are great!

3 – SAVINGS:

Alright, so our budget system is implemented and we’re successfully tracking our budget each month!

Yay us!

Now it’s time to start saving more money than before, using some handy tips and tricks from the awesome bloggers below!

8 – Try the 12 Month Emergency Fund Savings Challenge by The Extra Income Project – its always a good idea to have an emergency fund, just in case!  You never know when you could encounter an unexpected expense!  Try saving enough for your emergency fund with a fun challenge like this one!

9 – These 97 Money Saving Tricks by Growing Slower will add so much extra cash to your savings account!

10 – Try Turning Your Receipts Into Cash to add to your savings accounts with this helpful post from What The Girls Say!

4 – DEBT: 

Ugh, debt!

If you have debt, I’m willing to bet that you’re trying to get out of it, right?

Make getting out of debt easier than ever before with the help of these awesome posts below!

11 – Learn How to Negotiate Delinquent Debt with Lauren Greutman 

12 – Get Your Free Printable Debt Snowball Printable from A Cultivated Nest – The post makes it so easy to understand what a debt snowball plan is and how to use the printable to accomplish your debt payoff goals!

13 – Check out 9 Ways to Pay Off Debt Fast with Frugal Rules! – These are some awesome tips that most anybody can implement.  Save money by doing such things as getting rid of a bill or eating out less frequently!  Check out the entire list over on Frugal Rules!

14 – Living on one income?  Learn how to still pay off debt with Pennies Into Pearls’ Post: How to Live on One Income and Still Pay off Debt!

5: MONEY SAVING TIPS & TRICKS –

Need some more tips and tricks to start saving more money?

Check out some awesome tips below b to cut costs in places you probably didn’t even know existed!

15 – Learn How to Plean Your Meals Like A Pro in order to save money at the grocery store with Smart Mom Smart Ideas!  – She even includes an awesome and free meal planning planner!

16 – Save money with these 200 Cheap Meal Ideas by Prudent Penny Pincher – Cheap and delicious!

17 – 113 Clothing Hacks to Save Money by Best of Budgets – Save money on clothing so you can spend that money elsewhere!  Or save it!

 18 – Learn How To Save Money At Starbucks by Best of Budgets! – You can continue to enjoy your Starbucks, now, without the guilt!

Alright, there you have it!

The 18 best resources on the web to organize your budget!

Implement your budget system, track it, get out of debt, and save more money!

Yay!

What are your favorite resources for all your budgeting needs?!

HAPPY BUDGETING,

— MICHELLE

GRAB YOUR BUDGET BOSS BINDER

psssst.  don’t forget to share this awesomeness with your friends!

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