Buying Your First Home? Here’s What to Remember

Jan 2, 2019 | Lifestyle | 0 comments

BUYING YOUR FIRST HOME

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When the time finally has come to buy your very first home, you’re probably eager to seal the deal as soon as possible. It means that you get to enjoy it a bit sooner, after all, and can focus your attention on living your best life with your new home.

Spending some time on the buying process and going over your choices a few times will definitely pay off, however, and particularly when it comes to such a major purchase. Undoubtedly, real estate is one of the most expensive things you’ll ever buy – and it deserves a bit more attention before you leap into it.

Here is a handful of the most important things to keep in mind when you’re about to purchase your very first home. It’s not a guarantee for getting it right the first time, but it will certainly help you to think things over first.

BUYING YOUR FIRST HOME

1  //  CONSIDERING THE AREA

If you are buying your first home in the city you grew up in, you probably know the areas pretty well by now and wouldn’t buy a house or a property in a neighbourhood that is particularly cheap for good reasons. Try to keep the same mindset wherever you’re buying your new home and look for inside information on the areas you don’t really know quite yet.

This might involve making a phone call to the local police station, for example, to ask about the crime rates in the area – or you can just keep your eyes open when walking around in the neighbourhood. Broken bottles in the road, graffiti on the walls, and neighbours who seem to never walk outside unless they have to are sure signs that the crime rate is up.

2  //  CONSIDER YOUR LIFE IN THE FUTURE

Considering other factors to the area in terms of where you are in your life will also be a smart move, by the way. Are there any schools or kindergartens nearby in case you plan on having kids in a few years?

In other words, if you’re buying this property based on its proximity to your work while you’re also planning on changing jobs in a year or so, you might want to reevaluate your options. You can have a look at these options in Greenwich, for example, and do the same kind of search on different areas as well.

Try to picture the kind of life you’re planning on having not just next year but even in five years from now and build your home around this. Even if you’d like to sell it again after five years, you will at least avoid being forced to do this just because you didn’t plan for the future when buying it.

BUYING YOUR FIRST HOME

3  //  FOCUS ON YOUR BUDGET

Finally, you’re never going to be happy with your choice unless you’re able to afford it and live comfortably. This means that you need to take a long and realistic look at your finances before making any final decisions – and work out something that is likely to work for you without having to over-stretch yourself.

It’s easy to go a bit overboard when you’re buying your first home and jump on the first deal you’re able to seal – but try to take a step back and consider your options first. It’s a big decision both in terms of your finances and your future, after all.

Do you have other helpful tips for people buying their first home?  Comment below!

Happy house hunting!

[a contributed post]

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