4 Simple Tricks To Cut The Cost Of Car Insurance
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Owning a car is a necessity for a lot of people but it can get pretty expensive.
Once you factor in all of the monthly running costs, your car can become a bit of a money pit.
The insurance is one of the biggest costs that you’ll have to cover, but the chances are, you’re probably paying a lot more than you need to be.
Most people will shop around and use comparison sites to find the cheapest deal and then think that they couldn’t possibly pay any less, but that’s not true.
If you use these simple tricks, you can cut your insurance bill by a lot.
Get A Dash Cam
More people are using dash cams these days so they can record everything in the event of an accident and present the evidence to their insurance company.
This makes life so much easier for you and for the insurance company.
It also encourages you to drive safely because everything is being recorded, so insurance companies are willing to give you a better deal if you have one installed. You can get some great dash cams from Blackbox My Car for a decent price.
Having a dash cam in the car means that the insurance company can see how well you’re driving and drop your insurance policy accordingly.
It’s a small investment to make and you’ll see big savings on your insurance bill as a result.
Change Your Job Description
It’s essential that you don’t lie on any insurance applications because it will come back to bite you and you won’t be able to make a claim when you need to.
However, the way that you word things on the application makes a big difference, especially when it comes to your job description.
For example, if you put chef, you’ll get a different price to what you would if you put kitchen assistant.
It’s worth playing around and trying different variations on your job title to see if you can make a saving.
Keep Your Car In A Garage
The risk of theft or damage is something that your insurance company will consider when they’re coming up with a price.
That means the more you can do to protect your car, the cheaper your insurance will be.
If you’ve got a garage but you use it for storing junk rather than putting your car in, you should clear it out and put the car in there instead.
You’ll see a big drop in the price of your car insurance.
Pay It All At Once
Paying monthly instead of paying it all in one lump sum might seem like the best way to do it, but it isn’t.
The majority of insurance providers will actually charge you more money if you pay it monthly.
If you can, you should try to get the money together and just pay the full year off in one go, it’ll save you money in the long run.
If you combine all of these simple tricks, you can cut your car insurance bill by quite a bit.
What do you do to cut the cost of car insurance? Comment below!
[a contributed post]