Ready to explore our jam-packed resource library?

All our printables, guides, checklists, e-courses, and more have moved to one handy place:  The Who Says What Resource Library.  Sign up now to explore + download to your heart’s content!

4 Simple Tips To Save Money And Clear Debt

Feb 13, 2019Lifestyle

No matter where you are on your financial journey, there is always time to make a plan and look for ways to save.

You might have debt to clear or might simply want to add to your rainy day fund.

You could use extra money to achieve your career or business goals, or mean that you can get on the way to financial freedom.

Saving money and looking for ways to save is always a good thing!

save money and clear debt

This post may contain affiliate links.  All reviews are our own, honest opinion.  See disclaimer here.

With all of that in mind, here are some simple and everyday kinds of things that can help you on your way to saving money.

On their own, none of these things are going to be life-changing or saving the big bucks on their own.

But think about them over time; if you can save $50 a month every year for five years, that is $3000 right there extra.

So think of these as long term savings goals, and make a little effort to implement them in your life, and it can make a big difference over time.

Whatever your savings goals are, good luck!

1.  Move Bank Accounts

Not all banks are created equal, and they can have some varying interest rates, as you can see in this article:

So to make the most of your money, you need to be making sure that you are putting your money in an account that is going to pay off.

You can even get some switching bonuses, depending on which bank you switch to.

2.  Use Less Electricity

Using less electricity is not only good for the environment, but it can be really good for your savings too.

Electricity bills can really add up, but there are things that you can do.

Switch off your devices when not using them rather than putting them on standby.

You know that red light that you see on standby, that is powered by electricity, so it still uses it up!

You could also air dry clothes instead of using a dryer, as well as cut down on how often you charge devices.

save money and clear debt

3.  Get Cheaper Car Insurance

If you are a car owner, you will know that car insurance is one of the ‘hidden’ costs of running a car, and if you’re not careful and just auto renew, you can be paying more than you need to.

The good news is that there are plenty of comparison sites online like this one,, so you can search and find a quote that is going to suit your requirements and your budget.

It is a small thing, but when you have to do it all in one lump sum, the less the better, right?

4.  Sleep On It For Large Purchases

When it comes to spending money, there will be things that we need to spend money on.

But when it comes to the larger ticket items, think about spending taking some time out and ‘sleeping on it’ before buying.

In the moment something might sense. But taking time out to think about it can make a difference and you may realize that you don’t need to spend that much.

How do you save money and clear debt?  Help us out by commenting below!


[a contributed post]


Making Your Early Retirement Dream Come True

Imagine yourself enjoying your retirement. With enough savings and diligence, you'll probably be okay retiring around your 60's. According to Money Talks News, U.S. retirees usually bid their careers farewell at the age of 64. However, the Social Security's full...

read more


Copyright 2016 Who Says What | All Rights Reserved

Created by Divi By Elegant Themes  |  Powered By TMDHosting