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Money Saving When You Can’t Work

Jul 9, 2019Lifestyle

Money Saving When You Can’t Work:

Saving your money during a period of low income, and very little in the way of work, is often one of the hardest times during our lives. You don’t know where your next paycheck is going to come from, and you don’t know how long the money will last, and you’re not sure when you’ll be back on your feet again.

It’s a scary time, but it’s not one you have to live through alone. If you’re out of work at the moment, there’s some ways to save a bit of money, and make yourself a fall fund. Let’s go through a few of the most effective ways.

1.  Put Every Penny Away

You’re out of work, and it could be for a variety of reasons, but it’s always going to mean you’re losing out on a regular income. And if you’ve got a personal injury lawyer to pay for, then you’re going to want to save as much as you can during this period. 

So save everything you can – no saving is too small! At the end of the week, take every spare penny you have left and pop it in a jar. These pennies will start to add up, and make a real amount of money that you’re going to find useful at some point. Hey, a full jar of coins can make you feel a lot better about your situation!

2.  Think About Your Monthly Payments

Of course, you’ve got your bills and your rent and any utilities to keep on paying, but any other monthly payments could probably be cancelled at this point! Any streaming subscriptions, or Amazon Prime and the like, etc, should be cancelled as soon as they can be. They cost a lot, in the long run

Cancelling those kinds of payments, to make sure you don’t accidentally spend on the next cycle, will definitely help balance out the funds you have left. You don’t need them to live, after all, so lift a bit of that costly weight off of your shoulders.

3.  Write Down What You Spend

Being able to keep track of what you spend is key to surviving with a bank account balance in the green. If you know what you’re spending money on, and you know how much (on average) you’re spending week by week, you can begin to target your expenses. 

You’ll know what’s most expensive, and just how much money it’s sucking out of your savings, and you can put a stop to it! So, every time you do a grocery shop, or take the car to a mechanic, make sure you note down the cost of your trip. Even the fuel you fill the car up with deserves to have a record!

Not having an income, at any point during your adult life, is going to be hard. It’s going to be a real challenge, and everyone deserves to have some help with it! Even little tips like these can make a real difference in your financial situation.


[a contributed post]


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