Forward-Thinking For A Better Future

Dec 2, 2019Lifestyle

Forward-Thinking For A Better FutureForward-Thinking For A Better Future is what we’ve been told to do for a long time. We’ve had to forward think about what subjects we wanted to take at school, and what path in terms of education we’d have to follow after that. We’ve been told to forward think in terms of think about our careers, moving house, getting savings, and everything else in between. Nearly everything that you do in your life is because you’re thinking about your future. But is this always planning for a better future? We can never be sure how things are going to turn out, but we do know that sometimes it’s best to think about the future a little differently, so that you’re having a perfect outcome for yourself, rather than thinking about what others might want you to do. There are tons of things that we could mention, but instead, we’re going to narrow it down to just a few, the ones that we hope will positively influence your future. Some you might not have thought about before. So keep on reading, and see if you need to change your forward-thinking.
1.  Getting Debt Free
You’d be surprised at how many people are carrying around debt with them at the minute. Most of the population has some form of debt tied to them. Whether it be large amounts on a credit card, minimal amounts on a store card, or a finance deal on a car. As we go through life, we gain all sorts of debts, and some can be harder to balance than others. Some carry this debt around with them as if it has become the norm because paying off the minimum balance and keeping it at bay, is easier than tackling it head-on and getting rid of it. Then you have to suffer from the fact that you’re not truly paying it off because the internet bumps it right back up again. And this can eventually get crippling, so thinking about going debt-free, rather than coasting along, should be one of your top priorities. Changing your priorities is usually all you have to do to get rid of a big bulk of the debt. Rather than making plans and spending money, put it all into payments. If you’re strict, and the sum you have to pay is not too steep, then it might be easier for you to pay off than you first thought. If you feel like the sum is too large, and you’re struggling under the pressure, be sure to contact a debt advisor, who can help you to work out a better plan.
2.  Where Should Your Money Really Be Going
This is an age old debate that people are having every single day. Some people think that your money should be in a locked savings isa. There are people who think it should be invested in stocks or premium bonds. Some people think it should be locked away in a safe in your bedroom because the banks will one day take all of your money. All of these conflicting ideas mean that most of the time, your money will sit in a bank. But in our opinion, you should be trying all of the ideas, keeping your money spread out, building interest in multiple different areas, and growing. Investing is a perfect way of using your money. There’s always the risk that you are going to lose out on some, but if you are investing in premium bonds, for example, your money is tied in there, and the fee you pay each month contributes to your chance of getting money back. People often keep money in there for years and years and then pass it on as an inheritance. There are other ways that you could invest your money if you have the right guidance. If you really do have some cash to spare, you could go and talk to an investment broker to see where your money is going to be best invested. A lifetime isa is another good one to put your money into. It’s a better version of a savings isa, with more chance of building a bigger balance due to better interest rates.
3.  Times That Seem So Far Away
Thinking way into the future is something we do for a split second, and then remind ourselves that we don’t want to think that far ahead. When we think about the times where we might not have as much independence or as much money, it makes us value what we have now. But that doesn’t mean that we shouldn’t start thinking about all of the ways that we can make that time for us, so much smoother. One to think about is who would be your power of attorney, which is someone who will make all of your decisions when you do not have the capacity to do so. Choosing this person is so hard because you have to trust that they’re going to do right by you and respect your wishes. When someone has power of attorney, they have the power to do as they want with decisions based on your life, and the savings you have built. There are so many other things that you need to think about, such as where you’re going to live, and what type of life you want to live.
4.  Living Your Best Life 
We all want to live our best life, and while we spend so much time thinking about the future, we forget to think about how we can truly live our best lives. So, we’d recommend making out where you want your life to go from now. What experiences do you want to have, where do you want to travel to, what career do you really want to settle in. There are so many things to think about, all which can be focused on making you truly happy with your life. Don’t let thinking of the future be all too serious.Forward-Thinking For A Better Future
Best,
[a contributed post]
Forward-Thinking For A Better Future
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