Start planning your meals and writing shopping lists based on that plan. You want your grocery shopping to match your meals so that you only buy what you need. It’s the smartest way to shop!
If you have cable AND Netflix AND other streaming sites, it’s time to cut them down. Pick one and eliminate the rest, and you’ll be able to save some cash once more. That money may not look like much but if you’re paying $60 a month for cable, you’re going to save over $800 per year!
Quit the gym and embrace the great outdoors. You can buy some weights to do at home, too, so that you’re not missing out on your cardio and strength training. The only difference is you’re not spending through the nose to do it in a fancy gym space!
Cut back on nights out and, instead, get friends round for potluck dinners. Everyone brings a dish and you all feast!
Start bringing lunch to work and coffee in a reusable coffee cup instead of spending every day. You can save $5 a day on coffee when you bring your own. Milk frothers are cheap on Amazon, so save some money there, too!
If you have a spare room sitting empty, you should think about getting it online and renting it out. You can make a second income with a rented room and start paying off your mortgage.
Where you can, pull extra shifts at work. You want to make sure that you are able to pull in as much income as possible, and you can do that if you have the option to at work. Ask for more shifts once or twice a month to top up your income if necessary – you’ll find it easy to do when you get into the swing of it!