How To Use Services That Will Ultimately Save You Money
You’re staring at the scarily low figure in your bank account and wondering what happened. It’s so easy to spend freely, get to the end of the month and wonder where the cash has gone. By investing in essential items that will ultimately save you money, you’ll be able to get to the next month, and the next, with a little bit more ease. Here are some top tips on services you can use that will ultimately save you money.
1. Seeking Legal Advice
You might wait far too long to seek legal advice and suddenly find you need to pay a huge bill or lose your job because you’ve let things slide. But seeking legal consultation right from the outset could help to minimize a hefty bill and put your mind at ease. Talk to someone about that contract or document you’re not sure about, or when you feel like you could be subject to unfair dismissal at work. Check it out as early as possible before you find yourself needing a sentencing mitigation specialist for a much bigger problem than you anticipated.
2. Get An Expert For Your House Repairs
The last thing you want to do when you’re broke as is to call out a handyman, electrician or plumber to fix that leaky pipe or broken light fixture that could just ‘wait until next month’. But calling out an expert is much better than waiting until six months down the line when your boiler explodes, or your toilet leaks into the flat below. Get at least the initial call out for someone to come and assess the problem before you find yourself out of pocket.
3. Transfer Your Debts To A Better Credit Card
You might be daunted by the prospect of paying the initial fee to transfer to a 0% interest credit card. So why not look at credit cards that have no transfer fee but a much better and lower repayment plan for a few years? Looking at your credit card options will help you to reduce debt repayment. Look at the T&Cs, you never know, that initial transfer fee might still be cheaper for you in the long run.
4. Cut Back On Your Repeated Habits
Let’s face it; smoking and drinking are expensive. But I don’t drink, or smoke?! I hear you cry. Even the film you buy every Friday on Amazon Prime is a costly habit. Replace your expensive habits with cheaper options, like drinking with running, or your movie with a free podcast. Why not do two things at once by listening to podcasts or using apps to help you quit your expensive habits. From excessive drinking to that extra cup of coffee a day, cutting back will help you save your dollar in the long run.
Investing in the crucial things upfront (some of them won’t even cost you money) will ultimately save your cash in the long run. Avoiding that last-minute unexpected hefty bill can help to maintain a realistic budget into 2020.
[a contributed post]
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