5 Funeral Expenses That People Commonly Overlook

Jun 14, 2021 | Lifestyle

There are many costs to consider following the death of a loved one. If you’re lucky enough, plans will have already been put in place for paying for all of these expenses (such as life insurance or a pre-paid funeral scheme). If this isn’t the case, you’ll need to go through all of these costs yourself and pay them out of your own pocket.

A funeral advisor may be able to help provide a full breakdown of the costs that you need to consider, as well as helping to guide you through various funding options. Below are just some of the costs that can often get overlooked when planning a funeral.

1.  Death Certificates

Death certificates are often needed as proof when accessing bank accounts, making life insurance claims or freeing up stocks and bonds. It’s worth having a few copies for this reason. The cost of death certificates can vary by state – you could pay anywhere from $6 to $25 per copy. Make sure to factor this into your budget when planning out all the funeral costs. 

2. Flowers

Flowers are a big part of the funeral. However, many people are unaware of just how much they can end up costing. On average, people spend between $200 to $800 on funeral flowers. This includes wreaths, bouquets and button-holes. You can save money on funeral flowers by using online florists and by shopping around for deals. You should also think about which flowers are necessary.

3. The Headstone

If you plan to have your loved one’s body or ashes buried in a cemetery, you’ll need to consider a headstone. Headstones can vary in cost – some people spend as much $3000 on a headstone. However, you don’t have to spend this much to get a good quality headstone. There are many sites online that sell a range of headstones including infant cemetery headstones and veteran headstones for less than $1000. Prices can vary a lot depending on the material, design and inscription. 

4. Cemetery Charges

The cemetery will charge a fee for placing the casket or urn in the ground. This can vary depending on the cemetery – some people spend over $1000 on the vault alone. Some plots may be more expensive than others due to their location and you may only be able to secure a plot for 25 years in some cases (although you’ll be given the chance to renew this). You can find out about this by talking to the cemetery owners. 

5. Obituaries

Some people like to memorialize their loved one by getting an obituary written and published in the local newspaper. This can cost anywhere from $200 to $500 depending on the content. Consider keeping the obituary short in order to reduce the costs. Obituaries aren’t as popular as they used to be due to less people reading local newspapers – you may find that a memorialized Facebook page is just as fitting a tribute (and this doesn’t cost anything). 


– a contributed post

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