15 Father’s Day Gift Ideas That Won’t Break The Bank

15 Father’s Day Gift Ideas That Won’t Break The Bank

15 Father’s Day Gift Ideas That Won’t Break The Bank

Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review our Privacy Policy for more information.

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Father’s Day is almost here (June 21, 2020) and I know you’re looking for the perfect way to tell your dad that he’s the best!

To help you out, I’ve rounded up some budget-friendly Father’s Day gift ideas that scream “I love you!” without breaking the bank.

Whether your dad is the outdoorsy type or a snuggly homebody, you’ll find something on this list that he’ll love.

But, let’s all remember:

Change your money mindset

Celebrating dad isn’t about the gift you give him but how you show him how much he means to you.

So, let the guy sleep in late, make him his favorite breakfast, and yeah, shower him with a few gifts.

He’ll feel like the luckiest man in the world!

These are 15 Father’s Day gift ideas that your dad will love:

15 FATHER’S DAY GIFT IDEAS THAT WON’T BREAK THE BANK:

1.  Personalized Wallet/Money Clip, $32.99

This sleek wallet makes the perfect gift!  Personalize it with a message that makes dad feel super special.

2.  Amazon Gift Card, $25+

There’s no better way to say “I love you” than by saying “go buy what you actually want!”

3.  Papa Bear Mug, $19.95

If your pops loves coffee, this personalized mug is the way to his heart!

4.  Survival Kit, $39.99

Got a wilderness junkie on your hands?  This survival kit has everything your dad will need for camping, hiking, hunting, and more.

5.  Hipcamp Experience, $25+

Send your dad on a weekend camping trip by finding him a unique and low key spot on Hipcamp!

6.  Grilling Set, $32.99

Make sure your dad has everything he needs to cook your favorite meals on the grill this summer!

7.  Beard Grooming Kit, $24.99

Help your dad take care of his epic beard by grabbing this beard oil and balm on Amazon!

8.  Bartender Kit, $39.99

Uhm!  Yes, please!

9.  Kiwi Co Eureka Crate, $29.95

A Eureka Crate from Kiwi Co makes the perfect gift for any dad who loves building and creating.  Designed for ages 14-104, the Eureka crate combines science and engineering to create amazing projects!

10.  “What I Love About Dad” Journal, $20.95

Tell dad how much he means to you by filling in 45 different prompts!

11.  Adidas Hoodie, $39.99

My man is always looking for a new hoodie and, uh, how cozy does this one look?!

12.  Used Books Monthly Subscription, $5.79

Is your dad a book lover?  Subscribe to Used Books Monthly and have a new book sent to him each month!

13.  Multipurpose Backpack, $44.50

This sleek backpack is perfect for camping, hiking, fishing, and more!

14.  The New Yorker Subscription, $5.00

Another great father’s day gift ideas for any readers out there!

15. Birchbox Men’s Grooming Subscription Box, $10.00

Load your guy up on all the essentials every month with a subscription to Birchbox for men! Included are 5 products such as face wash, deodorant, shaving essentials, and soap.

Voila!  Now you have no excuse not to get your dad something special for Father’s Day!

With these 15 Father’s Day gift ideas, you’ll be sure to make his day.

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HAPPY FATHER’S DAY!

– Michelle

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15 Father’s Day Gift Ideas That Won’t Break The Bank

15 Father’s Day Gift Ideas That Won’t Break The Bank

Updated On May 14, 2020Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review...

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65 Graduation Gift Ideas For Any Budget (That You Can Buy Without Leaving Your House!)

65 Graduation Gift Ideas For Any Budget (That You Can Buy Without Leaving Your House!)

65 Graduation Gift Ideas For Any Budget (That You Can Buy Without Leaving Your House!)

Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review our Privacy Policy for more information.

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Graduation season is upon us!  Which means that you have some shopping to do.

From kiddos graduating from pre-school (is there anything cuter) to young adults leaving college to start their independent lives, right now is a time to celebrate your family and friends for accomplishing something so major.

But, like, what gift could you possibly buy to convey to your loved ones “Congrats, I’m proud of you!”?

Well, you’re in luck, because:

Change your money mindset

I’ve rounded up the best graduation gift ideas for kids, teens, and young adults who are celebrating such a monumentally awesome time in their life.

And, as you know, the world is a little off right now.

This means that your recent grad likely didn’t get to participate in end-of-year activities, missed out on prom, and didn’t have a graduation ceremony.

So, with that in mind, it’s time to make your graduate feel extra, extra, extra special with one of these epic graduation gift ideas!

(Don’t worry, these gifts are perfect for anybody on a budget – they’ll still pack a big punch for a small cost!)

Oh, and did I mention?  You can snag any of these gifts without having to leave your home!

Let’s dive in:

GRADUATION GIFT IDEAS FOR PRESCHOOL GRADS

1.  ‘Kindergarten, Here I Come!’ Book, $2.69

Hype up your little one for kindergarten with this adorable book!  They’ll feel ready for their new adventure as soon as you’re done reading.

2.  Summer Journal For Kids, $5.99

This is the perfect age to encourage your little one to keep learning throughout the summer – they think its fun!  For a small cost, you can look back on your kid’s summer before going off to kindergarten through their eyes with this adorable journal.

3.  Fire Tablet – Kids Edition, $99.99

The Fire Tablet for kids by Amazon is the perfect way to allow your kids to have the screen time they crave while educating them in the process.

With the ability to set time limits and restrictions, this tablet is perfect for school-aged children who want to have fun while learning!

Also, their 2-year worry-free guarantee means that if it breaks, you can send it back and have the Fire Tablet replaced at no cost to you.

4.  Graduation Barbie, $29.99

How cute is this Barbie?!

Get your little one a graduation Barbie that they can relate to as they play!

5.  Preschool Graduate Tshirt, $15.99

Help your little one let everybody know that they are a super special preschool grad with this adorable t-shirt!

6.  I Crushed Preschool Tshirt, $19.99

Another stellar way to help your graduate brag about their epic accomplishment!

7.  Splash Pad, $34.99

Schools out for summer and it’s time to get your little one hyped!

This splash pad will be all the rage for every preschooler made kindgergartener who is ready to get their summer on.

8.  Outdoor Adventure Pack, $29.99

Make your kiddos’ summer adventurous and fun with this outdoor kit!

9.  Outdoor Sports Pack, $33.42

Have fun with the whole family with this outdoor sports pack!

10.  Kiwi Co Kiwi Crate Subscription Box (Ages 5-8), $24.95

Kiwi Co is hands down the best subscription box for kids!  With multiple boxes to choose from, designed for specific age groups, your youngin’ will be entertained and challenged each month with a new creative toolbox!

Kiwi Co believes in encouraging kids to be creative and confident and is the perfect monthly treat.

As a gift-giver, you can choose the age group you wish your box to be geared to, and the length of your subscription – from 1 month to 12 months!

11.  Owl Post Books Subscription (Ages 4-7), $14.99

Instill a love for reading in your young one with a fun subscription box from Owl Post Books.

Each month your little one will receive a new book that will ignite their passion for reading and learning!

GRADUATION GIFT IDEAS FOR ELEMENTARY SCHOOL GRADS

1.  Middle School Survival Handbook, $9.89

Get this hilarious book for your elementary school grad to ease their fears of going to middle school.

2.  Dabbing Unicorn 5th Grade Grad T-shirt, $22.95

Your soon-to-be middle schooler will love this tye-dye dabbing t-shirt announcing their graduation.

3.  Nintendo Switch Lite, $199.99

Your pre-teen just graduated elementary school!

Let them know how proud of them you are with this epic graduation gift that any kid would love.

4.  Middle School Manual, $9.49

Help your pre-teen feel ready for their middle school journey with this manual!

5.  Graduation Necklace, $39.95

This pretty necklace is the perfect way to commemorate a special occasion!

6.  Owl Post Books Subscription (Ages 8-11), $14.99

Make reading cool and exciting by signing your pre-teen up for an Owl Post Book subscription.

Each month, they’ll get a new book that is perfect for their age group!

7.  Grand Slam Baseball Water Slide, $59.99

Start your new grad’s summer off right and be the talk of the neighborhood with this baseball slip n slide!

8.  New Bike, $180.00

What screams summer vacation more than a new bike?!

9.  5th Grade Level Complete T-shirt, $19.95

This fun t-shirt will help your new grad celebrate their awesome accomplishment!

10.  Kiwi Co Subscription Box, $24.95

Kiwi Co is the perfect subscription box for creative kids who want to feel challenged and rewarded from building something fun!

You can choose from 3 boxes for your 10-12 year-old to encourage them to use their creativity and imagination.

As a gift-giver, you can choose the age group you wish your box to be geared to and the length of your subscription – from 1 month to 12 months!

GRADUATION GIFT IDEAS FOR MIDDLE SCHOOL GRADUATES

1.  Bookbag Set, $22.99

This adorable bookbag set is perfect for anybody entering high school.  Its ergonomic design includes a phone and ID pouch, a laptop section, a shoulder bag perfect for bringing a home lunch, and a supplies case!

2.  The Freshman Survival Guide, $15.10

Entering high school can be a scary time for some, so prepare your new grad for their freshman year with this fun survival guide that will let them know they have nothing to worry about!

3.  Graduation Necklace, $16.99

Commemorate your teens big moment with this thoughtful, simple, and pretty necklace.

4.  Graduation Cap Amazon Gift Card, $25+

Nothing says ‘I love you’ more than a gift card they can spend on whatever they please!

5.  Dabbing Graduation T-Shirt, $14.95

The only graduation tee your soon-to-be high schooler won’t be embarrassed to wear!

6.  Moving On From The Middle Book, $8.00

Help your new grad feel ready for their new adventure with this book!

7.  New Wallet, $7.99

Make sure your teen doesn’t lose his/her ID or lunch money with a new wallet!

8.  Fire Tablet, $49.99

A new tablet is the perfect gift for your new grad!  They can read books, plan their days, play educational games, use social media, and more.

9.  Owl Post Books Subscription (YA), $14.99

Keep your teens love of reading alive (with so many other distractions) by gifting them a subscription to Owl Post Books.  Every month they’ll get a new Young Adult book that they can escape with.

10.  Kiwi Co Maker/Eureka Crate, $34.95

Kiwi Co has super fun, challenging, and creative subscription boxes for people of all ages.

Especially appropriate for a middle school graduate are the Maker Crate and Eureka Crate.

The Maker Crate includes hands-on projects with high-quality materials for creative learning. Their past Maker Crate boxes have included succulent/plant hangers, pillow making, and crocheting.

The Eureka Crate includes challenging engineering projects that encourage hands-on creativity.  Past Eureka Crate boxes have included building your own guitar, your own electrical pencil sharpener, and your own bedside lamp.

Either one of these subscription boxes by Kiwi Co will keep your teen busy with fun projects this summer!

11.  FabFitFun Subscription Box, $25+

The FabFitFun boxes are all the rage!  Four times a year, your love done will receive a box jam-packed with full-size premium products.  Some past boxes have included totes bags, jewelry, skincare, makeup, water bottles, slippers, household decor, and more.

12.  Ipsy Subscription Bag, $12.00

Do you have a beauty lover on your hands?  Ipsy is the perfect way to introduce your young adult to the world of makeup and skincare without overdoing it.  Each month, they’ll receive 5 (full size and sample size) beauty products to test and enjoy!

13.  Wireless Earbuds, $42.99

Make your teen feel cool and included by gifting them wireless earbuds which are all the rage right now.

14.  Smart Watch, $35.99

Your new high school student will never be late for class with this affordable smart watch!

GRADUATION GIFT IDEAS FOR HIGH SCHOOL GRADS

1.  Anti-Theft Laptop Backpack with USB Charging Port, $25.99

Your new college student will need a high-quality backpack to lug all their textbooks and laptop around in from class to class.  This affordable backpack is sturdy and provides an anti-left laptop pouch with a USB charging port for charging on the go!

2.  Amazon Prime Membership, $39

College students will undoubtedly need things that they couldn’t have anticipated needing.  And, with Amazon Prime, they can get those things in just two short days – delivered right to their dorm room!

3.  ‘Recipes Every College Student Should Know’ Cookbook , $9.95

Make sure your college student doesn’t starve with this handy cookbook!

4.  Coffee Tumbler, $17.99

With early morning classes (and inevitable late nights), this coffee tumbler will come to be your college students (or entrepreneurs) saving grace.

5.  Whole Foods Gift Card, $25

Help your grad make healthy food choices as they venture out on their own with this Whole Foods gift card!

6.  ‘The Naked Roommate: And 107 Other Issues You Might Run Into In College’ Book, $10.99

This go-to guide for the best college experience has been rated #1 for 10 years!  This hilarious book will share all the dirty secrets your new college student needs to know about starting this next adventure.

7.  Boxycharm Subscription Box, $25

Send the makeup lover in your life 5 full-size beauty products each month that they can show off around campus with Boxycharm!

8.  Keurig Mini Coffee Maker, $79.99

This coffee maker will make the perfect addition to your new college students’ dorm!

9.  Mattress Topper, $39.99

We all know that college dorm room mattresses are NOT comfortable!  Make sure your college student is getting a good night’s sleep with this mattress topper.

10.  Amazon Gift Card, $25

You can never go wrong with an Amazon gift card!

11. Birchbox Men’s Grooming Subscription Box, $10

Load your guy up on all the essentials every month with a subscription to Birchbox for men! Included are 5 products such as face wash, deodorant, shaving essentials, and soap.

12. Portable Shower Caddy, $22.97

This is an essential item for anybody going off to college making the perfect graduation gift!

13. Microwavable Cookware & Dinner Set, $26.25

Make cooking easier for your new college student with this cookware set specifically designed for microwave cooking!

14. Personal Smoothie Blender, $21.99

The perfect healthy addition to any dorm room!

15. Electric Hot Pot, $30.99

This electric hot pot can cook anything from meat, and rice to ramen and oatmeal.  Dorm life eating will be a breeze with this bad boy!

16. Used Books Monthly Subscription, $5.79

Used Books Monthly is PERFECT for college students! Although they’ll have tons of studying and textbook reading to do, having a book to read for enjoyment is always encouraged.  Whether it’s between classes or before bed, Used Books Monthly will send 1 book per month to your graduate to keep their love of reading alive.

17. Hipcamp Experience, $25+

Send your new grad on an unforgettable camping experience with their friends using Hipcamp!  With Hipcamp you can find hundreds of camping spots – near and far – that will wow your graduate! Use the button below to receive a $10 credit!

BONUS:  Laptop – $465+

While laptops are expensive, they are essential for college and will make the perfect graduation gift for your high school grad!

Alright, there you have it! 65 graduation gifts for grads of all ages!

Enjoy 🙂

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CONGRATS GRADS!

– Michelle

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15 Father’s Day Gift Ideas That Won’t Break The Bank

15 Father’s Day Gift Ideas That Won’t Break The Bank

Updated On May 14, 2020Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review...

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10 Money Mindset Tips To Create A Positive Relationship With Money

10 Money Mindset Tips To Create A Positive Relationship With Money

10 Money Mindset Tips To Create A Positive Relationship With Money

Updated On May 14, 2020

Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review our Privacy Policy for more information.

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If you’re sick of feeling stressed out about money, it’s time to change your money mindset.

Your beliefs about money, influenced by friends, family, and the internet, could be lending to why you feel stressed out and negative whenever money is discussed.

Remember:

Your thoughts translate to your actions, so by taking the time to change your money mindset, you’ll also change your financial wellbeing.

Or, would you rather be stressed about money for the rest of your life?

Wanna afford a rich lifestyle and accumulate wealth? Well, did you know that your money mindset is the most important factor in getting rich? When you cultivate a positive money mindset, you'll use the law of attraction to attract more money. Click now to see the 10 money mindset tips that I used to finally stop living paycheck to paycheck. (You won't believe #3!) #money #mindset #moneymindset #positive #loa #lawofattraction

I’m gonna take a wild guess and assume that you definitely do not want to be stressed out about money for the rest of your life.

But there’s good news:

It is easier than you think to change your negative thoughts about money.

You just gotta change your money mindset.

Consider these things when starting your journey to change your money mindset:

  1. Surround yourself with like-minded people
  2. Learn more about money
  3. Acknowledge your abundance
  4. Stop negative self-talk
  5. Seek guidance

Keep reading for five more money mindset tips to drastically improve your relationship with money.

1.  SURROUND YOURSELF WITH LIKE-MINDED PEOPLE

Energy is contagious.  Thoughts and beliefs are contagious.  And so aren’t actions.

Even negative energy, thoughts, beliefs, and actions.

If you surround yourself with people who constantly talk about being broke or who throw a pity party for themselves because they can’t afford this and that, you’re going to slowly start exhibiting these same negative beliefs.

Wanna afford a rich lifestyle and accumulate wealth? Well, did you know that your money mindset is the most important factor in getting rich? When you cultivate a positive money mindset, you'll use the law of attraction to attract more money. Click now to see the 10 money mindset tips that I used to finally stop living paycheck to paycheck. (You won't believe #3!) #money #mindset #moneymindset #positive #loa #lawofattraction

Additionally, if you are hanging out with people who constantly spend money they do not have, you will likely begin this negative habit, too.

Conversely, if you begin surrounding yourself with people who are good at budgeting, thoughtful about spending, and understand the value of a dollar, you will be rewarded with like-minded thoughts and actions.

Ask yourself this:

Do I spend time with people who encourage poor spending habits and perpetuate negative money beliefs?

If your answer is yes, it is time to evaluate these relationships.  Try distancing yourself from these people, or if that isn’t possible, have a serious conversation about how their money habits affect you.

Anybody who is worth spending time with will understand your need to eliminate negative money talk and will encourage you to not spend money you do not have.

2.  LEARN MORE ABOUT MONEY

A big factor in being able to think positively about money is having an understanding of it.

If you don’t know how to budget, how to pay off debt, or how to save money, then chances are you’re going to struggle.  Which will, in turn, leave a bad taste in your mouth about money.

When we take the time to educate ourselves about money, though, we give ourselves the proper tools to be successful.

It is an unfortunate reality that many of us are not taught about money growing up, but are expected to succeed when thrown into the real world.

Then, when we struggle to make ends meet, we beat ourselves up about our self-worth and feel like we are not successful.

This is a tricky cycle to get out, but our modern world makes it a little bit easier.

With access to the internet, you have millions of resources (mostly free) to educate yourself about money.  You can find articles, blog posts, YouTube videos, Instagram influencers, and more who can teach you:

and so much more.

Ask yourself these questions:

What confuses me about money?  And, what research could I do to change this?

Once you discover the cause of your confusion and worry, you can begin taking action towards improving your relationship with money.

3.  ACKNOWLEDGE YOUR ABUNDANCE

Chances are, you’re living a life of abundance.

How do I know?

Because most of us have everything we need, and more, if only we took the time to look around and acknowledge this.

Do you have shelter over your head?  Food in your fridge?  A place to rest your head at night?

If so, then your basic needs as a human being are being met, and thus, you are abundant.

What about these things:

  • A tv to watch
  • A cell phone to communicate
  • A closet overflowing with clothes and shoes
  • A car to drive

You see, if you stop and take a look around, you will discover the abundance your life already has.

By doing this, you can slowly eliminate this notion that you do not have enough.  This will, in turn, help to change your relationship with money and your need to validate your worth through purchasing stuff you do not need.

Try not to focus on the number in your bank account but rather the fact that you can afford what you need.

So what if you can’t go out to dinner once a week.  That does not equate to abundance.

4.  STOP NEGATIVE SELF TALK

Negative self-talk is a vicious cycle that can only be broken once you discover the common things you tell yourself about money and stop it.

Ask yourself:

What are 3 thoughts that I have when people talk about money?

They could be things like,

  • “I don’t deserve a raise”
  • “I could never make that much money”
  • “I am always broke”

Once you uncover the negative thoughts you have about money, you can actively reverse these thoughts.

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You do deserve a raise.  You can make that much money.  You don’t have to be broke.

Be mindful of how you talk to yourself.

Because:

Your thoughts will become reality.

5.  SEEK GUIDANCE

Sometimes our finances are too much for us to handle (and this is ok).

Maybe you’ve dug yourself into a hole of debt that you don’t know how to dig yourself out of.  Or, maybe you want to buy a house but don’t know how to save enough money for a down payment.

While surfing the internet is a helpful tool to learn about money, sometimes you need more guidance than what a blog post has to offer.

In this case, seek professional help from a financial advisor who can objectively look at your finances and guide you through the process of better budgeting, paying down debt, or saving a large sum of money.

If a financial advisor isn’t something that you can afford, seek guidance from elders who have a better grasp on this whole money management thing.

And, don’t feel embarrassed to ask for help.  Swallowing your pride and reaching out is far less painful than continuing to go into debt.

6.  RECOGNIZE POOR SPENDING HABITS (AND STOP THEM)

If you do not track your finances, it can be very difficult to recognize poor spending habits.

And, if you don’t recognize your poor spending habits, you can’t stop them.

The best way to discover where you overspend is to track your finances in a budget binder.

Tracking your spending will help you visualize your flow of money and will allow you to see, point-blank, where you overspend.

For instance, spending $5 a day on coffee doesn’t seem like much until you’ve totaled up your spending for the month and visualize that this equates to $150 a month.

Now, paying down your debt doesn’t seem so out of reach when you know you could reallocate your coffee money to additional debt payments.

Once you recognize your poor spending habits, you can stop them in their tracks.  And, once you stop overspending, your relationship with money will drastically improve.

HINT:  Invest in a yearly financial planner (also commonly referred to as a budget binder) to help you create and stick to a budget, pay off debt, and save more money.  The Budget Boss Binder by Who Says What includes every resource you need to track your finances all year long!

7.  CREATE FINANCIAL GOALS AND PLANS TO ACCOMPLISH THEM

If you have financial goals and plans to accomplish those goals, you’ll be less likely to have a negative relationship with money.

Ask yourself these questions:  Where do I want to be financially in 1 year?  And, what do I need to do to get myself there?

Once you have a plan you can be more mindful with your money and improve your relationship with money, too.

For example, let’s say you have a financial goal to be debt free in one years time.

After you’ve set this financial goal, you can create monthly, weekly, and daily action steps to accomplish this goal.

A financial planner, like the Budget Boss Binder, is a great resource to record financial goals and your plans to accomplish them.

For the above-mentioned goal of becoming debt free, for instance, you could use the debt repayment goals and roadmap worksheet as well as the monthly debt repayment trackers included in the Budget Boss Binder.

Writing down your financial goals and breaking down your action-steps makes it much easier to accomplish them.

8.  LEARN HOW TO USE THE LAW OF ATTRACTION

If you’ve never used it before, the Law Of Attraction might seem silly.

But, give it a try and I know you’ll be surprised (and thrilled) by the results.

Remember how earlier I mentioned that your thoughts become your reality?  The Law Of Attraction is a deeper delve into this concept.

Many of the money mindset tips already mentioned in this post, such as focusing on abundance and stopping negative self-talk, are concepts used in the Law Of Attraction (for money).

There are many resources available to learn more about how to use the Law Of Attraction to attract more money into your life, such as this beginners guide.

One of my favorite ways to use the Law Of Attraction (for money) in my everyday life is while I am meditating.  To do this, simply say 5-10 positive money affirmations either aloud or in your head while you meditate.

Positive money affirmations can be things like:

  • “I am ready to receive the money I deserve”
  • “Money is good”
  • “I am wealthy”
  • “There is no limit to how much money I can attract”
  • “Earning money comes easy to me”

As I said, this might sound silly or even a little hippy-dippy – that is until you start seeing results.

Give it a solid effort and let me know of your success in the comments below!

9.  USE CASH MORE OFTEN

In the digital world that we live in, carrying cash is a rarity.

From being paid through direct deposit and money sharing services like Venmo, our need for cash is decreasing every single day.

However, having cash on your person will do two things for your money mindset:

  1. Remind you of your abundance
  2. Help restrict your overspending

When you see actual money in your wallet or purse, you receive instant gratification and feelings of abundance and wealth.

And, when shopping, you are far less likely to overspend when using cash because you can physically see the monetary value as you count out bill after bill for your purchase.

Having cash on your person is also a great way to use the Law Of Attraction for money because of the connection you can by imagining having more and more in your hands.

To get started using cash more often, use the cash envelope system of budgeting, or simply withdraw part of your paycheck each week.

10.  FEEL GRATEFUL WHENEVER YOU SPEND MONEY

Does this sound like something you’d say: “I am so sick of paying bills!”

I know you’ve said this, because I have, too.

But, the harsh reality is that you will always be paying bills – until the day you die.

So, you have two choices:

a.) continue to feel stressed and annoyed every time you have to spend money, or

b.) feel grateful when you are paying bills or grocery shopping because, hey, you are blessed to be able to do so.

This bit of advice was something that completely changed the way I think about money and drastically improved my relationship with money, too.

change your money mindset

Feeling grateful for your spending instead of annoyed is a small switch in your way of thinking, but one that leads to a tremendous improvement in your money mindset.

So, finally, ask yourself this next time you spend:  Do I feel grateful or annoyed by this expense?

If you feel grateful, great.  If you feel annoyed, it is time to take action and remove that expense from your life.

WRAPPING UP…

Having a negative relationship with money is not something that you have to live with forever.

Whether you are in a tough financial spot or are getting by just fine, improving your money mindset will only benefit you.

To sum up the most important takeaways from this post, you should surround yourself with positive influences, educate yourself about money, pay attention to your flow of money, and always have a positive attitude about spending.

If you can practice even one of the tips from this post, you’ll be on a positive journey towards improving your money mindset.

And, cheers to that!

TAKING ACTION…

1.  Download your free Change Your Money Mindset worksheets to guide you on your journey to a positive money mindset by signing up for our free resource library below

2.  Invest in a budgeting planner, like The Budget Boss Binder, to easily organize and track your finances year after year.

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YOU GOT THIS!

– Michelle

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25 Free Budget Printables For 2020

25 Free Budget Printables For 2020

25 Free Budget Printables For 2020

Updated On May 12, 2020

Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review our Privacy Policy for more information.

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I have a few questions for you:

  • Do you have a budget?
  • Is your debt piling up with no way to pay it off?
  • Does it feel impossible to save money?

I know these are struggles in your life because I also struggled with them.

But, it gets better:

These are the best free budget printables to organize your finances!  Included in this roundup, you'll find budget templates, debt pay off trackers, savings trackers and challenges, expense trackers, and more. Click now to download your free budget printables to organize your finances or create your DIY budget binder! #budget #printables #free #freeprintables #budgetprintables #templates #budgeting #freebies #finances #budgetmoney #worksheets
I’ve rounded up all the budgeting printables and worksheets you could ever need to rock every part of your finances.

Here you’ll find:

1.  Budget System Printables

2.  Budget Tracking Printables

3.  Savings Printables + Challenges

4.  Debt Repayment Printables

5.  Personal Finance Organization Printables

Simply click on the links to download your new budgeting printables!

1.  BUDGET SYSTEM PRINTABLES

With so many budgeting systems/methods floating around on Pinterest and Google, how can you possibly find the one that works best for you?!

I’ll tell you how:

Experiment with different systems until you find your perfect match.

Dive in now!

  • The Zero-Sum Budget by Hope And Cents – This is a popular budgeting system that works for so many people!  Similar to a percent based budget, The Zero-Sum Budget works by allocating all of your income each month to specific categories, such as bills and savings until you’re out of money.  Don’t forget your free zero-based budget forms!
  • The Cash Envelope Budget System by The Budget Mom – This budget system is great if you find it difficult to spend your money on the right things since the cash in each labeled envelope is the only money you have for that expense.  And, she provides you with free envelope templates!

2.  BUDGET TRACKING PRINTABLES

Now that you’ve found a budget system that you enjoy, you need a place to track your budget!

Easily keep track of your budget with these free budget tracking printables:

  • Bill Payment Tracker by Clean And Scentsible – If you’re looking for a simple solution to managing your budget, check out this awesome bill payment tracker to make sure you always have enough money to pay your bills on time!
  • Budget Tracking For Your Business by Printable Crush – Printable Crush has so many amazing and free printables on their website, and their business budget tracking printables do not disappoint!  If you’re in the business of running your own business, these business budget printables are great!
  • Expense Tracker by Shining Mom – Track your weekly expenses to make sure you’re sticking to your budget.  You’ll also be able to notice poor spending habits and stop them!

3.  SAVINGS PRINTABLES & CHALLENGES

It’s time to start saving more money than before!

Use these printables and challenges to help you out:

4.  DEBT REPAYMENT PRINTABLES

Ugh, debt!

If you have debt, I’m willing to bet that you’re trying to get out of it, right?

So, make getting out of debt easier than ever before with the help of these printables!

Alright, there you have it!

The 25 best resources on the web to organize your budget!

Cheers to starting a budget, tracking your finances, getting out of debt, and saving more money!

Woo!

BONUS:  BUDGET PRINTABLES TO ORGANIZE YOUR FINANCES

If you can’t get enough of these budget printables, you are gonna love the Budget Boss Binder!

The Budget Boss Binder is a complete toolkit to create your own budget planner that will help you:

  • create a strong budget
  • pay off debt
  • save money
  • organize your finances

and more!

SPECIAL OFFER!

SAVE $18 RIGHT NOW

When you act fast, you can download our best-selling Budget Boss Binder for only $9!  But, quick!  This deal ends tonight at midnight!

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HAPPY BUDGETING!

– Michelle

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25 Free Budget Printables For 2020

25 Free Budget Printables For 2020

Updated On May 12, 2020Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review...

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10 Things To Stop Buying To Save Money

10 Things To Stop Buying To Save Money

10 Things To Stop Buying To Save Money

Updated On May 4, 2020

Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review our Privacy Policy for more information.

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Saving money from day to day is hard ass work.

Especially when we live in a world that is constantly shoving new products in our faces, tempting us to purchase with words like “need,” “can’t-live-without,” and “limited edition.”

This overwhelming need to have the newest and coolest stuff can lead to poor spending habits and maxed out credit cards.

Which ultimately leads to huge financial stress.

So:

If you want to stop living paycheck to paycheck, worrying about money, and feeling like you’ll never get ahead, you need to stop spending money on stupid stuff.

The proof is in the pudding:

When we stopped buying these 11 (stupid) things, we saved over $500 a month!

Need to start saving money fast?  These are 10 stupid things that we were wasting hundreds of dollars on every single month.  Click to see what 10 things you should stop buying to save money. #savemoney #frugal #saving

Here’s the deal:

Cutting unnecessary spending from our budget was the smartest thing we ever did for our finances.

Now, to understand where we were overspending, we tracked our normal spending in a budget binder for a month.  Then, we sat down and clearly saw that we were spending an arm and a leg on (stupid) things like paper towels and bottled water.

Having a clear picture of what we were spending our money on made it super simple to stop buying these 11 things to save money.

So, bottom line?

Keep reading to find out what YOU should stop buying to save money!

1.  BOTTLED WATER

Buying bottled water can add up verrrryyyy quickly.

I mean, if you are drinking the recommended 64oz of water every day, you need three cases of water a week.

Meaning you need TWELVE cases of water for a family of four every. single. week.

12 x $3.99 = $47.88

Yikes!  You need to stop making this silly spending mistake!

(Not to mention how utterly terrible it is for the environment to be throwing away this many plastic water bottles!)

Instead, invest in a long-lasting water bottle like a Hydroflask and a Brita water filter pitcher.

This way, you have unlimited fresh water forever for a low, one-time cost.

If you are a family of four you will save yourself $190 a month when you stop buying bottled water.

MONTHLY SAVINGS POTENTIAL: $190

Hint:  This hydroflask dupe is on sale RIGHT NOW and, come on, could it be any cuter??!

2.  ALCOHOL

I mean, who doesn’t like to end their day with a nice, tall glass of wine?

Psh, I know I used to!

But, let’s face it:

Alcohol is expensive and just plain old not good for you.

With a decent bottle of wine running you upwards of $20 and a case of beer about the same, spending money on alcohol adds up quickly.  (And don’t even get me started on the prices at bars and restaurants!)

So:  To improve your health and fatten up your wallet, you need to stop buying alcohol!

I know you’ll be surprised by how much money you’ll save when you stop buying alcohol.

We certainly were — (we were spending $150/month on wine and beer!)

MONTHLY SAVINGS POTENTIAL: $340

3.  MEAT + DAIRY + EGGS

In case you haven’t heard, eating meat, dairy, and eggs is killing our planet, YOU, and your wallet.

Here’s the deal:

The average American household spends over $100 per month on animal products.

And, as I said, meat, dairy, and eggs are TERRIBLE for you and the environment.

This is crazy, but:

The top three leading causes of death (cancer, heart disease, and diabetes) are all increased for you when you eat meat and other animal products.  And, methane – the gas that is primarily produced by animal agriculture – is the leading cause of global warming.

Fruits and veggies are where it’s at, peeps!!!

So, to save you, the planet, and your wallet, stop buying meat, dairy, and eggs.

We save over $100 every month since going vegan 3 years ago. (A.K.A. $3,600 to date!)

MONTHLY SAVINGS POTENTIAL: $440

4.  NEW CLOTHES + SHOES

I used to shop for new clothes and shoes at an excessive rate.

And then I realized something – I only ever wear the same, like, five outfits over and over again.  (I know you’re the same way!)

So, I stopped shopping for new clothes.

Instead, I started shopping at local thrift stores for new clothes for me and the kiddos – only when we NEEDED clothes.

We’ve easily saved hundreds of dollars over the years since we stopped shopping for new clothes that we simply do not need.

MONTHLY SAVINGS POTENTIAL: $600

Hint:  thredUP has the world’s largest online selection of thrifted clothes and shoes!  Get 50% off your first purchase by clicking here.

5.  PRE-PACKAGED/PRE-CHOPPED FOOD

Here’s the deal:

Stores will always try to sell you on convenience, but DON’T BUY INTO IT.

(Eh, you see what I did there?)

I’m sure your grocery store is like mine – there is loose produce and pre-chopped/packaged produce.

However, you’re always going to pay more for pre-packaged and pre-chopped fruits and veggies, so stop buying them to save money!

I mean, you can chop a few carrots, right?

MONTHLY SAVINGS POTENTIAL: $650

6.  PAPER + PLASTIC PRODUCTS

Not only are paper and plastic products expensive and bad for the environment, but you go through them constantly, making your monthly shopping bill skyrocket.

These are things like:

  • paper towels
  • storage baggies
  • paper plates/bowls
  • plastic utensils
  • napkins
  • plastic cups

Although these items are handy when you’re in a pinch, avoid stocking them in your house regularly.

We easily save $50.00 a month since we stopped buying them to save money.

MONTHLY SAVINGS POTENTIAL: $700

7.  MAKEUP

I rarely wear makeup but would find myself purchasing new makeup items all the time.

You too?

Because of this, I created a minimal makeup routine (including 4 items) and only ever purchase something new once I’ve run out of a product.

This keeps my spending on makeup and skincare items in check and has saved me tons of money.

Trust me, you do not need to have your “face beat” for everyday life.

MONTHLY SAVINGS POTENTIAL: $750

8.  PROTEIN POWDERS + OTHER FITNESS GIMMICKS

I totally get the intrigue of protein/health powders.

I mean, who doesn’t wanna add a spoonful of green youth to their smoothie every morning?

But, don’t be fooled.  You can get every damn nutrient you need from fresh fruits and veggies from your local market.

You do not need powders to get enough protein to build muscle.  You just need enough healthy calories from fresh fruits and veggies, beans, nuts, seeds, and grains.

These gimmicky fitness powders can run you upwards of $30, so, stop buying them to save money.

MONTHLY SAVINGS POTENTIAL: $780

9.  GYM MEMBERSHIPS + APPS

Keeping up with your physical health is so important, but it doesn’t need to come with a high price tag.

Gym memberships are crazy expensive, and personally, I find exercising in the comfort of my home (with no onlookers) way more enjoyable.

You can get your basic gym equipment (such as weights and resistance bands) on Amazon and still have a kickass workout.

Not to mention the wealth of fitness and yoga videos available to you for FREE on Youtube.

So, cancel your gym membership to save hundreds of dollars a month and get your groove on in the living room!

MONTHLY SAVINGS POTENTIAL: $840

Hint:  Fitness Blender & Yoga With Adriene are my favorite YouTubers for fitness content!

10.  NEW BOOKS

So, no.  You shouldn’t stop buying books.  (Come on, guys, I’m not a monster!)

But, you should stop buying NEW books.

You can find cheap books:

  • at thrift stores
  • at second-hand bookstores
  • on Amazon
  • at yard sales
  • from friends & family

And of course, go to your local library to enjoy books for free.

Depending on how much you read, you could be saving hundreds of dollars a year!

MONTHLY SAVINGS POTENTIAL: $860

Hint:  I recently signed up for Used Books Monthly and I’m in looooveee.  For just $5/month they’ll send you one book each month in the genre of your choice – And I’ve never been disappointed in a book I’ve received.  Click me to get your first book!

BONUS:  STOP BUYING EVERYTHING YOU WANT TO SAVE MONEY

Let’s talk about the easiest way to save money:

Stop buying every damn thing you want.

Before making a purchase, evaluate if it is a want or a need — And if it’s a want, don’t buy it!

I know:

There is a hella lot of pressure to buy new and on-trend things, but living a simple life is far more fulfilling than spending your every dollar on useless stuff.

These 11 things that we stopped buying to save money helped us stop living paycheck to paycheck and eliminated the money stress in our lives.

So, do the same for yourself by stopping buying these things to save money!

Need to start saving money fast?  These are 10 stupid things that we were wasting hundreds of dollars on every single month.  Click to see what 10 things you should stop buying to save money. #savemoney #frugal #saving
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HAPPY SAVINGS!

– Michelle

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Need to start saving money fast?  These are 10 stupid things that we were wasting hundreds of dollars on every single month.  Click to see what 10 things you should stop buying to save money. #savemoney #frugal #saving
Need to start saving money fast?  These are 10 stupid things that we were wasting hundreds of dollars on every single month.  Click to see what 10 things you should stop buying to save money. #savemoney #frugal #saving
Need to start saving money fast?  These are 10 stupid things that we were wasting hundreds of dollars on every single month.  Click to see what 10 things you should stop buying to save money. #savemoney #frugal #saving

17 Best Budgeting Apps To Manage Your Money Like A Pro

17 Best Budgeting Apps To Manage Your Money Like A Pro

17 Best Budgeting Apps To Manage Your Money Like A Pro

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These are 17 of the best budgeting apps to download! Whether you need to make a budget, track your spending, save money, pay off debt, or make extra money, there is an app in this list for you. Most of these apps are free and available on an iPhone or Android. Click to explore all these good budget apps like Mint. #budgeting #apps #budgetapps #budgetingapps #free #iphone

Disclosure:  Some of the links in this post are “affiliate links.”  This means if you click on the link and purchase the item, WSW will receive an affiliate commission.  Additionally, Who Says What is a member of the Amazon Affiliate Program.  Please review our Privacy Policy for more information.

Apps, apps, apps.

There’s an app for everything nowadays, and the budgeting niche isn’t an exception.

Here’s the dealio:

Whether you need to track your budget, save money, or pay off debt, there is an app for you.

Let’s not waste any more time and dive right into the best budgeting apps that you should definitely download.

1.  Mint (Free)

I’ve been using Mint for yearssss and man can I tell you how far they’ve come.

Their dashboard is simpler than ever to use and allows you to manage/monitor your budget, transactions, bill due dates, and investments.

With Mint, you’ll also be able to:

  • monitor your credit score
  • create and track financial goals
  • apply for credit cards, personal and student loans, and life insurance

Mint is undeniably one of the best budgeting apps out there to help you manage your money like a pro.

Price:  Free

Click here to download the Mint app.

2.  YNAB (Free Trial, $11.99/Month)

YNAB will help you learn how to budget using their proven method, overcome debt, save money, and stop living paycheck to paycheck.

Their award-winning software and proven method have been successfully used by hundreds of thousands of people.

Included in your membership, you’ll be able to:

  • budget your money
  • sync your budget with your partner
  • set and track financial goals
  • create reports showing you spending trends

YNAB is definitely worth the investment if you want to manage your money to the best of your ability!

Price:  Free trial for 34 days
After free trial:  $11.99/month or $84/year

Click here to sign up for your free trial of YNAB.

3. EveryDollar (Free, Optional Upgrade)

With the EveryDollar app, you can monitor your income and expenses to make sure you’re living within your means.

Additionally, you can track your spending to make sure you’re sticking to your budget.

When you use EveryDollar, you’re able to bring your budget with you everywhere – making budgeting easy and stress-free.

And, there’s more:

For just $129.99/year, you can unlock EveryDollar plus and a boatload more features.

These include:

  • connecting your bank account for easy budget balancing
  • access to Financial Peace University (9-lesson class that teaches you how to pay off debt, save, and build wealth)
  • debt snowball tool

EveryDollar is a one-stop-shop for your all your budgeting and money management needs, making it one of the best budgeting apps available.

Price:  Free
Plus Version: $129.99/year

To check out EveryDollar, click here.

4.  Personal Capital (Free)

Personal Capital helps you manage your wealth and cash so you can make the best financial decisions.

With Personal Capital, you can:

  • assess your income and expenses
  • calculate your net worth
  • set up and track your budget
  • monitor your investments
  • plan for retirement

And more.

Their team of experts will help you make sure your money is being spent, saved, and invested well.

Price: Free

To get started with Personal Capital, click here.

5.  Truebill (Free)

Truebill is the perfect budgeting app for those who want to monitor their spending habits and make better use of their hard-earned cash.

When you download the Truebill app, they will:

  • manage your subscriptions (so you don’t have to keep paying for things you aren’t using)
  • lower your bills
  • get you refunds for fees and outages
  • give you a clear snapshot of your financial wellbeing

And, get this:

To date, they’ve helped their customers save a combined $14 million dollars.

To be added to that list of money-savers, click here to download Truebill for free!

Price:  Free

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These are 17 of the best budgeting apps to download! Whether you need to make a budget, track your spending, save money, pay off debt, or make extra money, there is an app in this list for you. Most of these apps are free and available on an iPhone or Android. Click to explore all these good budget apps like Mint. #budgeting #apps #budgetapps #budgetingapps #free #iphone

6.  Trim Financial (Free)

Trim Financial is very similar to Truebill in the sense that their goal is to save you money.

When you sign up for Trim, they will:

  • negotiate lower costs for your WiFi, cable, and cell phone bills
  • find and cancel unwanted subscriptions
  • lower your APRs and bank fees
  • negotiate a discount or payment plan for medical bills
  • automatically move money into your emergency fund (or other savings accounts)

So far, Trim has saved its users $40 million dollars!

Price:  Free
Premium Option:  $99/year

To save tons of money, get started with Trim by clicking here.

7.  Honeyfi (Free Trial, $59.99/year)

Ever feel like you and bae will never be on the same page when it comes to your money?

Well, not anymore.

With Honeyfi, you can save money, pay off debt, and get ahead financially as a couple.

Using their simple tools, you can choose which accounts to connect and share, what money goes where, and how to spend your hard-earned cash.

Here’s the low-down on everything Honeyfi provides:

  • unlimited accounts
  • savings goals with 1% bonuses
  • customizable budgeting
  • bill tracking
  • spending notifications and analytics
  • the ability to control which accounts you share and which you don’t

And, get this:

On average, couples save $700 their first-month using Honeyfi!

Price:  Free for 30 days
After free trial:  $59.99/year

To start your free trial with Honeyfi (and your boo), click here.

8.  Tally (Free)

The Tally app is the first automated debt manager created.

With Tally, you can:

  • manage all of your credit cards in one place
  • personalized debt manager to help you get out of debt faster
  • late fee protection on your credit card payments
  • low-interest credit line to pay off your credit card debt faster
  • save tons of money on interest rates

Price:  Free to download

To see if Tally is the right fit for you and your debt management, click here

9.  Chime Banking App (Free + $50 Gift)

You might be wondering why I’m including a banking app in this list.

I mean, you probably already have a bank that you use and that has an app to go along with it.

But, here’s the deal:

Chime is the future of online banking.

When you sign up for a Chime bank account (and savings account), you will benefit from tons of stuff like:

  • not paying crazy fees (like monthly minimum balance requirements, overdraft fees, foreign fees, or service fees)
  • getting paid up to two days earlier than your coworkers
  • automatic savings feature

I’ve been a member of Chime for about 6 months and I love them – they’re a no-hassle bank that has your best interest at heart.

To sign up for your own Chime bank account and get a $50 free gift, click here.

10.  Rakuten (Free + $30 Gift)

If you shop online (or in stores) frequently, then you need Rakuten in your life to start earning cash back.

Rakuten is super simple to use.

Before you shop, simply:

  • Open the Ebates App or login via Ebates.com
  • Find the store you want to shop from and shop as usual
  • Earn as much as 20% cash back for your purchase

You can turn in your cash for PayPal payments or a check.

Price:  Free

To download the Rakuten app and start earning cash back, click here.

(You’ll also get a $10 free gift!)

11.  Ibotta (Free + $20 Gift)

Ibotta will save you tons of money on things you already buy.

It’s simple:

  • Download the Ibotta App
  • Add eligible offers from your favorite retailers (like Target, Uber, Olive Garden, and more) to “My Offers”
  • Shop as usual online or in-store
  • Snap a pic of your receipt to get cash back!

You can also add your debit/credit card to your Ibotta app and get cash back automatically on qualifying purchases.

Then, you can turn in your cash for PayPal payments, gift cards, or Venmo payments!

Sign up today to start saving and earn your free $10 welcome bonus!

12.  Dosh (Free + $5 Gift)

Rewards apps are basically giving away free money these days.

Here’s the deal:

Dosh is hands down the easiest way to start earning cash back on purchases you already make.

All you have to do is download the Dosh App and connect your debit or credit card.

Then, shop as usual and earn cash back instantly.

You can earn as much as 15% cash back on normal purchases by swiping the same card you always do.

Here’s the best part:

Dosh will give you $5 for free just by signing up and linking a card & you’ll get $5 for every friend you refer!

#ilovefreemoney

13.  Acorns ($1/month)

Want to start investing your money but don’t know where to start?

Well, I have good news:

The Acorns app is the perfect way to get started with investing.

Once you connect your accounts to Acorn, they’ll invest your spare change for you to start growing your portfolio.

Acorns will also help you save for retirement by recommending an IRA perfect for you!

Price:  $1-$3/month

To start easily investing in your future, click here to download the Acorns app.

14.  Charlie (Free)

Sooooo Charlie is 100% the cutest way to manage your money.

When you download the Charlie app, you’ll be connected with their adorable prodigy Penguin who will help you:

  • reduce your bills
  • avoid unnecessary charges/fees
  • track your spending
  • create savings plans for you

 

For real:

If you only download one app on this list, make it this one.

Price: Free

Click here to download Charlie and get in on the savings (and cuteness).

15.  Survey Junkie (Free)

Ever wonder if you could get paid for all the time you spend on your phone?

Well, now you can.

When you’re waiting in the doctor’s office, commuting to work or school, or just plain bored, you can take surveys on Survey Junkie and earn extra money!

With Survey Junkie, you can easily become an influencer by sharing your opinions of trending brands and products.

Cash-out your earnings via Paypal or for gift cards!

Price:  Free

To start earning extra money download Survey Junkie today!

16.  Opinion Outpost (Free)

Another option for taking surveys and earning extra money is Opinion Outpost.

When you sign up for Opinion Outpost, you can easily earn money online without the hassle of starting your own business.

If you want to easily earn extra money for you and your family, this is the budgeting app for you.

Price:  Free

Download Opinion Outpost to start earning extra money!

17.  Fresh Books (Free Trial, $6.00/month)

Do you have your own business?

Then, the FreshBooks app is the perfect budgeting solution for your small business.

When you use the FreshBooks apps, you can:

  • send invoices in seconds
  • organize your expenses
  • get paid faster

 And ultimately successfully run your business from anywhere.

Price:  Free trial for 30 days
After free trial: $6-$20/month

Click here to start managing your businesses finances better.

There you have it:

The 17 best budgeting apps to manage your money like a pro!

Here’s the deal, though:

Obvs you shouldn’t download all 17 of these apps — that would be crazy.

Instead, choose the ones that help your current financial needs and organize them in a “finances” folder on your phone.

These apps will help you stick to your budget, save money, make money, pay off debt, and ultimately take control of your finances, so don’t miss out!

These are 17 of the best budgeting apps to download! Whether you need to make a budget, track your spending, save money, pay off debt, or make extra money, there is an app in this list for you. Most of these apps are free and available on an iPhone or Android. Click to explore all these good budget apps like Mint. #budgeting #apps #budgetapps #budgetingapps #free #iphone
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happy budgeting,

– michelle

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